I do overclock the question when does overclocking not make such a huge diffence where it is not worth it ?
Do you wish you could go back in time and get a i7 instead too ?
This is different for EVERYONE. For example, I'm GPU limited in Tomb Raider with my HD 7950 because I haven't OCed it at all. I could OC it and run Ultimate, but I just DONT care. TressFX is not a huge difference to me so it's not worth it.
In fact, no OCing to me is generally worth it because I'll just turn down the settings.
However, I started fiddling with Handbrake today as I have a Ceton InfiniTV4 tuner. I'm done worrying about torrenting and newsgrouping shiit and just will do my own encodes. Since I am a TV WHORE, I record a LOT of TV. So now CPU OCing matters greatly because I want all my encodes done when I wake up so I can get rid of my large .WTV files and have room for my new recordings (My 26 shows I recorded for my cousin is aroudn 100 GB .wtv files but 8 GB total once compressed).
So it's worth it for me to go out and purchase a cooler for my 4770k (I'm using stock, I know, I really do waste money sometimes), when instead I had it running stock clocks and just didn't care.
In all reality, though I probably won't OC just because I'm extremely lazy.