is it safe to give someone the bank account number?

[nietsni3]

somebody needs to send money to me wiht wire transfering. so he said he needs my bank account # and routing #. is it safe to give him those infomation? i mean, of course giving out your infomation is never safe, but is it still acceptable to give the bank acc # in such situation like this? i have never done any wire tranfer before so i dont know what to do. please give me some advice
thanks

 

[Yossarian]

why not, anyone you ever gave a check to has your account and routing number. you can also call western union and confirm what info they really need.

if this is some ebay deal with a guy in nigeria don't bother.

 

[KLin]

tell him to mail you a check if you're that paranoid about it

 

[Ketteringo]

No it is not safe! He can drain your bank account using that information!

You should also not write checks to people you dont know, as they also contain that information.

 

[nietsni3]

oh ok thanks. cuz i am a little new to the financial world...

 

[rh71]

and you know there's usually a charge to you for the incoming wire transfer right ? I got hit for $10.

 

[Kelvrick]

Just get a free account from like wamu or something. Whenever you have money, write yourself a check to another account

 

[nietsni3]

Originally posted by: rh71
and you know there's usually a charge to you for the incoming wire transfer right ? I got hit for $10.

really? i never knew that. ok i will talk to the bank tomorrow about this.

 

[nietsni3]

Originally posted by: Kelvrick
Just get a free account from like wamu or something. Whenever you have money, write yourself a check to another account

oh ok, isee. so the bank that you use to receive the money directly from those people will work like a proxy server, right. in case something happened that bank will get all the shiz storm and your money is still safe in the second bank. actually that s very smart idea. thanks

 

[phreakah]

you can only give him that info if he lives in nigeria

 

[FoBoT]

the goofball cashiers at walmart and every grocery store you go to and write checks can copy your checking account # and routing # off your check , are you going to stop writing checks because it is "dangerous" ?

 

[Kelvrick]

Originally posted by: FoBoT
the goofball cashiers at walmart and every grocery store you go to and write checks can copy your checking account # and routing # off your check , are you going to stop writing checks because it is "dangerous" ?

I stopped writing checks because it takes too much damn effort, and usually takes longer then using my card/cash.