I disagree. Yes, it is always best to suck as little juice off the mobo as possible, but if it was bad, would the mobo manufacturer have put the headers there?
There's a 3-part caveat to my answer though.
1. This is assuming you're using "typical" 80mm/92mm case fans. Black-label Delta's need not apply.
2. You only attach as many fans as there are headers. I.E. two headers two fans, NOT a Y-splitter on each header and two fans on each header.
3. You have a good power supply. I wouldn't stress the mobo w/fans if running an el cheapo deluxe PS. But then again, I wouldn't run an el cheapo power supply to begin with.