Is it legal for stores to ask to see your I.D. when you buy something with a credit card?

[imported_NOTORIOUS]

Is it legal for stores to ask to see your I.D. when you buy something with a credit card?

 

[neovan]

YES

 

[spidey07]

Of course it is. And I encourage it.

 

[sswingle]

Originally posted by: neovan
YES

Wrong. The correct answer is NO

 

[ForumMaster]

i don't think so. i've never seen it done here or in the states.

 

[FoBoT]

of course, what are you trying to hide?

 

[Baked]

Trying to buy some big ticket items w/ your stolen credit cards?

 

[ElFenix]

Originally posted by: ScottSwingleComputers

Originally posted by: neovan
YES

Wrong. The correct answer is NO

yup, they're violating the terms of their agreement with visa/mastercard if they ask for ID.

 

[FoBoT]

Originally posted by: ScottSwingleComputers

Originally posted by: neovan
YES

Wrong. The correct answer is NO

what law is it breaking?

 

[Runes911]

Originally posted by: ScottSwingleComputers

Originally posted by: neovan
YES

Wrong. The correct answer is NO

Illegal? No. Against many credit card companies merchant agreement? Ya.

 

[FoBoT]

Originally posted by: ElFenix

Originally posted by: ScottSwingleComputers

Originally posted by: neovan
YES

Wrong. The correct answer is NO

yup, they're violating the terms of their agreement with visa/mastercard if they ask for ID.

that isn't a criminal law, that would be a contractual law between the merchant and the VISA corp.

i guess it depends on what you mean by "legal"

 

[sswingle]

Originally posted by: FoBoT

Originally posted by: ScottSwingleComputers

Originally posted by: neovan
YES

Wrong. The correct answer is NO

what law is it breaking?

Ok, if you want to get technical, its LEGAL to ask, but it breaks their agreement with Visa/Mastercard, and you dont have to show them.

 

[Jeeebus]

of course it's illegal.

Article II, Section III of the United States Constitution clearly states, and I may be paraphrasing here, "The right of the people to be secure from illegal seizures of personal identification cards for purposes of completing retail transactions."

 

[skace]

And yet it's still better if they do.

 

[dmw16]

if you've ever had someone use your card after you lost it you'd be glad they are asking.

i really don't understand what the hang-up over this one is. they should always ask - especially if the back of the card isnt signed.

 

[Exterous]

Originally posted by: FoBoT

Originally posted by: ElFenix

Originally posted by: ScottSwingleComputers

Originally posted by: neovan
YES

Wrong. The correct answer is NO

yup, they're violating the terms of their agreement with visa/mastercard if they ask for ID.

that isn't a criminal law, that would be a contractual law between the merchant and the VISA corp.

i guess it depends on what you mean by "legal"

IIRC only if its signed it breaks the agreement. If its not signed we don't have to take the card.

If they get really b!tchy I point to the "Not Valid Unless Signed" and tell the customer they will have to comeback once they've signed it outside the store

 

[rudder]

Originally posted by: spidey07
Of course it is. And I encourage it.

 

[Unheard]

Originally posted by: Jeeebus
of course it's illegal.

Article II, Section III of the United States Constitution clearly states, and I may be paraphrasing here, "The right of the people to be secure from illegal seizures of personal identification cards for purposes of completing retail transactions."

Thats actually Article II, Section IV.

Article II, Section III states "The right of corporations to force consumers to shop on the day after Thanksgiving shall not be infringed."

 

[FoBoT]

http://merchants.visa.com/accepting/glossary.jsp

Unsigned card
A seemingly valid Visa card that has not been duly signed by the legitimate cardholder. Merchants cannot accept an unsigned card until the cardholder has signed it, and the signature has been checked against valid government identification, such as a driver's license or passport.

<shrugs>

 

[amdhunter]

Originally posted by: Runes911

Originally posted by: ScottSwingleComputers

Originally posted by: neovan
YES

Wrong. The correct answer is NO

Illegal? No. Against many credit card companies merchant agreement? Ya.

Holy hell, is this true? That's the dumbest policy ever.

 

[sswingle]

Originally posted by: FoBoT
http://merchants.visa.com/accepting/glossary.jsp

Unsigned card
A seemingly valid Visa card that has not been duly signed by the legitimate cardholder. Merchants cannot accept an unsigned card until the cardholder has signed it, and the signature has been checked against valid government identification, such as a driver's license or passport.

<shrugs>

Thats if the card is unsigned. If you walk into the store with it signed already, they arent supposed to ask.

I dont know why everyone thinks showing your ID is so great...the CC company covers you if someone steals your card.

 

[blackdogdeek]

Originally posted by: ScottSwingleComputers

I dont know why everyone thinks showing your ID is so great...the CC company covers you if someone steals your card.

if it were harder to use my stolen credit card that might deter more thieves and possibly mean i wouldn't have to go through the hassle of replacing it.

 

[waggy]

hmm i didn't think it wa sagainst the TOS.

if so i agree with amdhunter. its a really dumb policy.

 

[ViviTheMage]

I am glad they check ID.

but can the retailer not sell you items because you have not shown your ID?

 

[bobdelt]

wtf? why would be against the credit card companies TOS? Credit card companies probably support this measure!!! why wouldnt credit card companies support this? everyone has an ID and it would reduce fraud.