I've been trying to get my financials in better order and have opened up a couple ING sub accounts, put direct transfers and am on my way to saving.
My question is: is it bad to have too many? I'd like to have one for Large purchases, one for my mortgage, one emergency account and a couple others. Does it affect my credit report?
I know that typically, keeping it in one account and budgeting/separating it logically is done, but I much prefer this "phyiscal" separation.
My question is: is it bad to have too many? I'd like to have one for Large purchases, one for my mortgage, one emergency account and a couple others. Does it affect my credit report?
I know that typically, keeping it in one account and budgeting/separating it logically is done, but I much prefer this "phyiscal" separation.