Is having a USAA account as non-military one level under faking a Purple Heart?

HamburgerBoy

Lifer
Apr 12, 2004
27,111
318
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Went to In-N-Out today, and after handing my (mom's) credit card to the girl behind the cashier, she asked me "Do you serve?", to which I responded with appropriate befuddlement being that they were the ones serving me. She then repeated and held the credit card up in front of me, and thinking I possibly forgot how to listen to human speech, I asked if the card wasn't being accepted. The third time she pointed to the little USAA logo in the top right corner, at which point I understood the question and responded with a resolute "Ummm... no". She didn't really respond to that, but I think I detected a hint of scorn. Have I been gaming the system unaware, reaping benefits that would not have been possible without the gallant efforts of the brave and fallen? Does the symbol on the card alone put me on par with non-veterans that put bumper stickers to the contrary on their vehicles to avoid tickets?
 
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EliteRetard

Diamond Member
Mar 6, 2006
6,490
1,021
136
The appropriate response would have been "Yeah, wanna fuck?"

Now don't dwell on missed opportunities.

This.

When they say yes, pull out the release of liability form:

24oby2a.jpg
 

HamburgerBoy

Lifer
Apr 12, 2004
27,111
318
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I think I should always retell any story involving non-family as consisting of entirely male individuals. :hmm:

I realize that USAA allows non-military to open up checking accounts and that realistically there should be no problem with that, but I'm wondering if it's automatic for people to think of a badge of USAA indicating military status. Should I maybe put a piece of opaque tape over the logo so that no one thinks I am trying to convey an appearance I do not intend to?
 

shortylickens

No Lifer
Jul 15, 2003
80,287
17,079
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USAA is a private company. At most its exploiting the weird rules of a private company.

They used to only take in officers. I got an account for being the son of an officer.
Like NFCU they opened up their rules and allowed more people. Thats fine cuz its their company and they make the rules.
 

Vaux

Senior member
May 24, 2013
593
6
81
I was in the military, and I have USAA credit and insurance. I've used my card for just about everything I have bought for over 3 years now, and no one has ever said a word about it being a USAA card.

It's probably a fluke that she even noticed it. And after that encounter she probably won't ever ask someone again.

BTW, the you're serving me part of your story made me chuckle.
 

boomhower

Diamond Member
Sep 13, 2007
7,228
19
81
No, they were open to the public. Granted the credit options were substandard to what military folks were able to get. Recently they've tightened up and I don't believe non-military can get in anymore.
 

compuwiz1

Admin Emeritus Elite Member
Oct 9, 1999
27,111
926
126
Went to In-N-Out today, and after handing my (mom's) credit card to the girl behind the cashier, she asked me "Do you serve?", to which I responded with appropriate befuddlement being that they were the ones serving me. She then repeated and held the credit card up in front of me, and thinking I possibly forgot how to listen to human speech, I asked if the card wasn't being accepted. The third time she pointed to the little USAA logo in the top right corner, at which point I understood the question and responded with a resolute "Ummm... no". She didn't really respond to that, but I think I detected a hint of scorn. Have I been gaming the system unaware, reaping benefits that would not have been possible without the gallant efforts of the brave and fallen? Does the symbol on the card alone put me on par with non-veterans that put bumper stickers to the contrary on their vehicles to avoid tickets?

She asked you a simple question, probably prepared to compliment your service to our country, if you had served. YOU decided to turn it into your own personal "I'm gonna be an asshole" session. Whoever did serve and provided you with an extension of their benefits should revoke your card and shame you into the next millenium, you ungrateful ass!

I'm a veteran and if my kids ever showed that kind of disrepect, I'd yank their USAA card in a heartbeat. Thankfully, I have respectful kids, who won't crap on my service record, like you would.
 
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HamburgerBoy

Lifer
Apr 12, 2004
27,111
318
126
She asked you a simple question, probably prepared to compliment your service to our country, if you had served. YOU decided to turn it into your own personal "I'm gonna be an asshole" session. Whoever did serve and provided you with an extension of their benefits should revoke your card and shame you into the next millenium, you ungrateful ass!

How was I being an asshole in the story (or do you take issue to my tone in this thread)? I don't see how my having a checking account with the bank really does anything but benefit all parties involved.
 

shortylickens

No Lifer
Jul 15, 2003
80,287
17,079
136
No, they were open to the public. Granted the credit options were substandard to what military folks were able to get. Recently they've tightened up and I don't believe non-military can get in anymore.

Yeah, but like illegal aliens theres still a shitload in who wont be thrown out.
 

bryanl

Golden Member
Oct 15, 2006
1,157
8
81
Does the symbol on the card alone put me on par with non-veterans that put bumper stickers to the contrary on their vehicles to avoid tickets?
It depends on how you handle the matter. Say you're proud of your parent's service, and you'll get into her pants just as quickly as if you were a veteran yourself.
 

cuafpr

Member
Nov 5, 2009
179
1
76
Last i heard they were open to the public still but not the same service / rates they give service members. Some stores use it as proof of service for discounts so that could have been why she asked, or she knows someone that is in and simply wanted to say thanks.

I do think you could have handled it better, and it kinda made it sound like you stole the card or knew very very little about the companies issuing you credit cards.

That side USAA is not what it used to be, I'll never use them for a home loan again. The main reason i stick with them is to keep form changing all my auto drafts over to a local credit union. Well, that and their car insurance is great but their rates for that are tied to your credit score so if that takes a hit watch out, your car insurance could go up.
 

rcpratt

Lifer
Jul 2, 2009
10,433
110
116
She asked you a simple question, probably prepared to compliment your service to our country, if you had served. YOU decided to turn it into your own personal "I'm gonna be an asshole" session. Whoever did serve and provided you with an extension of their benefits should revoke your card and shame you into the next millenium, you ungrateful ass!

I'm a veteran and if my kids ever showed that kind of disrepect, I'd yank their USAA card in a heartbeat. Thankfully, I have respectful kids, who won't crap on my service record, like you would.
Thankfully, it's a credit card, not some everlasting badge of service and freedom.

Get over yourself.
 

HamburgerBoy

Lifer
Apr 12, 2004
27,111
318
126
I do think you could have handled it better, and it kinda made it sound like you stole the card or knew very very little about the companies issuing you credit cards.

I didn't think of it from that angle, but it's kind of worrisome now that you mention it. I've been eating at the same In-N-Out for six years now at least once a week so people there know me, but I do get fairly large orders and maybe it's suspicious to be spending all that money there. More significantly, within my first year or two there, a guy asked me for a receipt saying that he wanted the phone number of the building, but couldn't ask the employees themselves or something. I was gullible and gave it to him (the one without the last 4 of my CC) and then a couple days later one of the cashiers mentioned that some guy tried to get a free meal using my receipt. That cashier would occasionally break it up, saying "Oh hi I remember you, you're the guy whose receipt was stolen" or something and I worried a lot that they thought I was in cahoots with the swindler or at the very least thought I had just thrown my receipt on the ground to be picked up, and it was too late to explain it so I just stopped eating there for a while. Does anyone know what kind of records they keep?
 

tboo

Diamond Member
Jun 25, 2000
7,626
1
81
USAA is a private company. At most its exploiting the weird rules of a private company.

They used to only take in officers. I got an account for being the son of an officer.
Like NFCU they opened up their rules and allowed more people. Thats fine cuz its their company and they make the rules.

This. Im a USAA member cause my dad was an officer in the army.
 

allisolm

Elite Member
Administrator
Jan 2, 2001
25,078
4,542
136
No, they were open to the public. Granted the credit options were substandard to what military folks were able to get. Recently they've tightened up and I don't believe non-military can get in anymore.

Looks like you're right about that tightening up. From what I see, if you don't have the military affiliation, you can't get banking (including credit cards) services anymore. I had not known that.
 

tfinch2

Lifer
Feb 3, 2004
22,114
1
0
She asked you a simple question, probably prepared to compliment your service to our country, if you had served. YOU decided to turn it into your own personal "I'm gonna be an asshole" session. Whoever did serve and provided you with an extension of their benefits should revoke your card and shame you into the next millenium, you ungrateful ass!

I'm a veteran and if my kids ever showed that kind of disrepect, I'd yank their USAA card in a heartbeat. Thankfully, I have respectful kids, who won't crap on my service record, like you would.

Well, that escalated quickly.
 
Nov 3, 2004
10,491
22
81
She asked you a simple question, probably prepared to compliment your service to our country, if you had served. YOU decided to turn it into your own personal "I'm gonna be an asshole" session. Whoever did serve and provided you with an extension of their benefits should revoke your card and shame you into the next millenium, you ungrateful ass!

I'm a veteran and if my kids ever showed that kind of disrepect, I'd yank their USAA card in a heartbeat. Thankfully, I have respectful kids, who won't crap on my service record, like you would.

usaa credit cards are serious business
 

olds

Elite Member
Mar 3, 2000
50,071
744
126
Why did she make a comment about the card at all? How about this: Ask me if I found everything OK then shut your pie hole. Don't comment on what I am purchasing, the weather or anything else. Shut the fuck up, ring me up, take my money, say thank you for shopping at ___ and let me leave in peace.
 

BlitzPuppet

Platinum Member
Feb 4, 2012
2,460
7
81
I'm asked that a lot since I use USAA, I usually just tell them "No, my dad was an officer in the Navy".

Some places do see USAA and automatically give you a military discount though. You can't forget about getting your insurance dividends back at the end of the year either :)
 
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