is getting credit card offers in the mail

kalster

Diamond Member
Jul 23, 2002
7,355
6
81
related to credit score or random


doe everyone (no matter what credit score) get the same amount of letters with pre-approved cards?
 

TheToOTaLL

Platinum Member
Oct 7, 2001
2,246
2
0
Totallly at random.

Return everything in their prepaid envelope, along with several sheets of paper to make it nice and heavy. Increase their postage costs ;)
 

Yossarian

Lifer
Dec 26, 2000
18,010
1
81
there is an opt-out number you can call, I forget what it is but I haven't gotten an unsolicited credit offer in months.
 

Nocturnal

Lifer
Jan 8, 2002
18,927
0
76
9/10 times they have checked your credit before hand. When I had crappy credit I got NONE of those offers. Ever since I repaired my credit I've been getting them again.
 

TheToOTaLL

Platinum Member
Oct 7, 2001
2,246
2
0
Originally posted by: Nocturnal

9/10 times they have checked your credit before hand. When I had crappy credit I got NONE of those offers. Ever since I repaired my credit I've been getting them again.

Isn't that somewhat illegal??