The neighborhood protector - What is this role? How is determined who it is? What authority does this role have how is this authority derived?
Not everyone will have the will or the means to protect themselves. Say there is a group of people, tom, dick and harry. They are all non-violent folk and can hardly raise a whimper when someone insults them (this is exaggerated for purposes of understanding). Even more they choose not to own guns. They know a guy named bob down the street who happens to be in great shape, never known to back down from anyone and has shown the ability to fairly arbitrate situations. Tom, dick and harry pay bob a protection fee. Being directly paid by those he protects means that bob has a vested interest in the welfare of his customers by way of financial compensation. Contracts are drawn so everyone knows what is covered, what his responsibilities are and also contracted with a third party arbitrator in the case that the defendant has also contracted protection. The protector does not have the right to aggress on anyone simply because he is a protector (unlike what we have today) but is in place to provide defensive force should tom, dick or harry be assaulted. No "authority" is needed. Only common sense individuals able to reason together.
You might try to claim that "police" of today are "directly paid" but that would be incorrect. We cannot cut off their pay because its first stolen from us and given to them. How many times have we paid for some "officer of the law" to take paid leave after committing some heinous act? A moral society would not entertain such lunacy. The power would truly be in the hands of the people.
But again I must make clear. Anarchy has no set rules. My understanding can and may be quite different than that of others.
I'm genuinely curious about how you envision your view of what a society should be working.
If you are
genuinely interested you can start by reading/listening to the books listed in my sig. Good place to start.