Investors: How would you setup your 401k?

[Gunslinger08]

I have these mutual funds to choose from:

RICBX
RGABX
RNPBX
RBFBX
RKBXX
RFNBX
RIRBX
RNGBX
RERBX
RWIBX
RSLBX
RNWBX

What percentage would you put into each? I've got a fairly risky plan setup right now, with a lot in the New World SmallCap Fund and an equal share in the American Investment Fund to balance it out. I have about the other 40% of my money spread out between several of the other options.

 

[JS80]

your age plz


dang, those are some expensive funds...

 

[FoBoT]

you going to make us look up all those symbols? dang, what % do i get?

 

[Gunslinger08]

Originally posted by: JS80
your age plz


dang, those are some expensive funds...

I'm 22. And yes they are. Mid to upper 30's for most.

 

[JS80]

Originally posted by: joshsquall

Originally posted by: JS80
your age plz


dang, those are some expensive funds...

I'm 22. And yes they are. Mid to upper 30's for most.

I would mix small cap growth and mid cap growth and rebalance when you're 40-50.

 

[alrocky]

The reference to "expensive funds" refers to their Expense Ratios of ~1.50%, not the NAV or share prices. I put those funds in a Morningstar portfolio but nothing jumped out to me as a gotta have fund. At least none of them are M* Analyst 'Pans'. Some of them suffer from asset bloat and all of them are fairly new. I'd be inclined to suggest you invest up to the company match and max out your (ROTH) IRA. Any other money you wish to invest into a taxable account.