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Investment advice

B

Blazin Trav

Banned
My US stocks are being killed... not doing so well.

I was thinking of going mostly CDs and mutual funds. Any input?

Here are other stocks I am considering integrating into my portfolio:
Exxon Mobil
Cameco Corp
Peabody Energy
Veritas GDC
Baker Hughes Inc
Those are all energy stocks.

Financials:
American Financial Group Inc
Met Life Inc
Leucadia National Corp
Investment Tech Group
Goldman Sachs Group Inc
 
Are you an active trader or looking for a buy and hold strategy?

I buy and hold for the very long term, and am invested almost entirely in stock index mutual funds (S&P 500, small cap index, international).

Some years the S&P 500 does well, some years the international funds do better, and overall I'm happy with the long-term returns and the almost complete lack of effort required. Taxes are much simpler than with active trading as well.

If that sounds attractive, go to vanguard.com and give them all of your money.
 
Originally posted by: DaveSimmons
Are you an active trader or looking for a buy and hold strategy?

I buy and hold for the very long term, and am invested almost entirely in stock index mutual funds (S&P 500, small cap index, international).

Some years the S&P 500 does well, some years the international funds do better, and overall I'm happy with the long-term returns and the almost complete lack of effort required. Taxes are much simpler than with active trading as well.

If that sounds attractive, go to vanguard.com and give them all of your money.
Click to expand...

Hi.

Buy and hold, although I might do a bit of short term trading to diversify even more.

I thought international was ETFs? My account is with Charles Schwab and I already have a fairly large sum of money with them. I want a decent yield so when I'm out of college I have something saved up in case I can't find work or whatever.

Originally posted by: Zugzwang152
I'm planning on saving a lot early on to minimize having to take on really risky stuff. 😛
Click to expand...

So you are more straight interest kinda guy, more safe like CDs and savings accounts, bonds, etc, right? Sounds good. Do you have any of those that work well for you that you would recommend?
 
I'm just too conservative!
I only do CD's. 2-5 years. When rates go up, I either cash out and go to whoever offers the best rates or negotiate a higher rate at whichever FI is holding. It's amazing sometimes what they'll offer on 5 years if you "suggest" you may cash out.
Not getting rich this way, but at least I know my money is safe and will always be there when I want/need it.
 
I had $115000 @ 4.95% for the last 60 days while the market tanked and I loved it!


I got back in three days ago and Im down .45% 🙁 But the fund I bought was already down 11%, so they already put in a bottom IMO.


 
Originally posted by: Blazin Trav
My US stocks are being killed... not doing so well.

I was thinking of going mostly CDs and mutual funds. Any input?

Here are other stocks I am considering integrating into my portfolio:
Exxon Mobil
Cameco Corp
Peabody Energy
Veritas GDC
Baker Hughes Inc
Those are all energy stocks.

Financials:
American Financial Group Inc
Met Life Inc
Leucadia National Corp
Investment Tech Group
Goldman Sachs Group Inc
Click to expand...


I would go with cvx or cop for energy and bac for financial
 
Originally posted by: Blazin Trav
My US stocks are being killed... not doing so well.

I was thinking of going mostly CDs and mutual funds. Any input?

Here are other stocks I am considering integrating into my portfolio:
Exxon Mobil
Cameco Corp
Peabody Energy
Veritas GDC
Baker Hughes Inc
Those are all energy stocks.

Financials:
American Financial Group Inc
Met Life Inc
Leucadia National Corp
Investment Tech Group
Goldman Sachs Group Inc
Click to expand...

That's a ton of Energy and Financials... I'd diversify a bit.

Also, how old are you? IMHO, no one in their 20's should put a significant chunk of their investments in CD's and savings - you're losing out. Non-seasoned investors always panic when the market drops and cheerleads when the market goes up - stick with adding capital consistently in diversified stocks/mutual funds.
 
You need to hedge a lot more. Either do the research yourself or hire a financial consultant to put together a portfolio with some negatively correlated stocks. They will help you maximize your expected return while hedging to minimize the standard deviation of your portfolio. Of course, mutual funds have done all this work for you, but you should also look to buffer your investments with fixed income stuff like CD's, I-bonds, and index funds.

Just my 2 cents.
 
Seems like you want to break every investing rule. Doing so, you'll eventually get creamed.

You want to get out when the stock prices are down. Remember BUY low and SELL high. You appear to want to do the opposite. When prices are low you want to get out of stocks? No, no, no. That is when you get INTO stocks.
 
Originally posted by: dullard
Seems like you want to break every investing rule. Doing so, you'll eventually get creamed.

You want to get out when the stock prices are down. Remember BUY low and SELL high. You appear to want to do the opposite. When prices are low you want to get out of stocks? No, no, no. That is when you get INTO stocks.
Click to expand...

I didn't want to get out of stocks... I was actually looking for stock suggestions.
 
Originally posted by: Blazin Trav
I didn't want to get out of stocks... I was actually looking for stock suggestions.
Click to expand...
Sorry, your post was misleading. "I want to go with CDs" and "I was thinking of going mostly CDs". I took that to mean that you wanted to mostly get out of stocks and into CDs.

My advice is generally to find a good company, one that doesn't appear to have financial troubles, one who's stock is being pummelled. That way you know for sure that you are buying low AND that the company isn't going bankrupt so that it is probably at or near its lowest point. Then you've pretty much guaranteed half of the "buy low, sell high" advice.
 
um...most energy and financial stocks are pretty high right now...abandoning your current portfolio for them could be a good way to end up in the gutter
 
Read "Intelligent Investor" by Benjamin Graham, if you want to pick lower risk stocks yourself.
I would never settle for a pathetic 5% return from a CD. Even my mutual funds that got slaughtered in may are still up more than that year to date.
There are gonna be dips in the market, just buy then, and sell high.


 
Originally posted by: Blazin Trav
Originally posted by: dullard
Seems like you want to break every investing rule. Doing so, you'll eventually get creamed.

You want to get out when the stock prices are down. Remember BUY low and SELL high. You appear to want to do the opposite. When prices are low you want to get out of stocks? No, no, no. That is when you get INTO stocks.
Click to expand...

I didn't want to get out of stocks... I was actually looking for stock suggestions.
Click to expand...

GRMN
GDI
CSH
FAL

Once the market stops beating up the tech stocks, HITT, RACK and SUPX should be good again.

EDIT >> LVS is another great stock.
 
Originally posted by: FelixDeKat
I had $115000 @ 4.95% for the last 60 days while the market tanked and I loved it!


I got back in three days ago and Im down .45% 🙁 But the fund I bought was already down 11%, so they already put in a bottom IMO.
Click to expand...

Thats market timing, which is generally agreed that it can't be done consistently. It may work out once or twice, but in the long run, you will be worse off doing this.
 
Originally posted by: AnonymouseUser
Originally posted by: Blazin Trav
Originally posted by: dullard
Seems like you want to break every investing rule. Doing so, you'll eventually get creamed.

You want to get out when the stock prices are down. Remember BUY low and SELL high. You appear to want to do the opposite. When prices are low you want to get out of stocks? No, no, no. That is when you get INTO stocks.
Click to expand...

I didn't want to get out of stocks... I was actually looking for stock suggestions.
Click to expand...

GRMN
GDI
CSH
FAL

Once the market stops beating up the tech stocks, HITT, RACK and SUPX should be good again.

EDIT >> LVS is another great stock.
Click to expand...


Why FAL? It's being bought by either Xstrata or N, and the offer is already priced in. If anything I would look at N since it's selling at a discount to PD and TCK offers, and there is a potential TCK-PD bidding war if FAL deal falls through.
 
Intel is low
Exxon mobil isn't going to gain much, but has a decent dividend
TXU energy is super proffitable because of deregulation in texas
 
Originally posted by: senseamp
Originally posted by: AnonymouseUser
Originally posted by: Blazin Trav
Originally posted by: dullard
Seems like you want to break every investing rule. Doing so, you'll eventually get creamed.

You want to get out when the stock prices are down. Remember BUY low and SELL high. You appear to want to do the opposite. When prices are low you want to get out of stocks? No, no, no. That is when you get INTO stocks.
Click to expand...

I didn't want to get out of stocks... I was actually looking for stock suggestions.
Click to expand...

GRMN
GDI
CSH
FAL

Once the market stops beating up the tech stocks, HITT, RACK and SUPX should be good again.

EDIT >> LVS is another great stock.
Click to expand...


Why FAL? It's being bought by either Xstrata or N, and the offer is already priced in. If anything I would look at N since it's selling at a discount to PD and TCK offers, and there is a potential TCK-PD bidding war if FAL deal falls through.
Click to expand...

Well, there is no final deal yet, and with multiple bids it could still go higher. You really couldn't go wrong with any of those stocks, IMO.
 
Originally posted by: Blazin Trav
Buy and hold, although I might do a bit of short term trading to diversify even more.

I thought international was ETFs? My account is with Charles Schwab and I already have a fairly large sum of money with them. I want a decent yield so when I'm out of college I have something saved up in case I can't find work or whatever.
Click to expand...
Schwab has many domestic and international mutual funds with no transaction fees ("OneSource"). They have both index funds and stock-pickin' actively managed funds.

They have their own S&P 500 fund, costs are decent if not as good as Vanguard.
 
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