UPDATE I've contacted the MPs at Ft Myer, and they're looking into locating the guy. Apparantly at least his name is correct, so I'm going to at least get in contact with his CO. The cops DID NOT get his unit information, I suspect that this kid may actually be an MP which would explain why the cops were so lenient with the bastard. The body shop has begun the $6800+ of repairs, and right now I'm slated for the $500 deductible. Which isn't the end of the world.
Anyone know what's likely to happen with my premiums?
The car... 2003 Nissan Altima 2.5S 5 Speed....
The accident...
I'm stopped at a red light... this is an overpass.... to my right and to my left, are ramps, leading onto and from the freeway below, each of which have traffic lights before letting the cars onto the road I am on stopped at my red light. Light turns green, I out of paranoia, look right and left ensuring all cars have stopped at their respective red lights before moving much through the green light. I proceed through the intersection, when I hear a load bang, and honking, and from the right, a Jeep Wrangler, sideswipes a car stopped at the red light to my right, and comes flying towards me... there's nothing I can do except look at my GF sitting in the passenger seat, as the Jeep T-bones me on the passenger side. The blow spins my car 90 degrees, and the guy pushes our car a good 10 feet or so, before putting the jeep in reverse and attempting to pull back. His bumper is imbeded in my passenger side, so he isn't going anywhere without my car.
The guy then leaps out of the car, and takes off running down the street. By the time I've gotten out of my car, and verified that my girlfriend is intact, the billion witnesses are gathered around comiserating with us, and the people in the sideswiped car. Cops show up shortly thereafter, and take off in the direction the guy ran off in. A few minutes later they have the guy handcuffed and sitting on the curb. They do all their paperwork... give me a form with all his info on it, and they give me this explanation.
Well he's a kid in the army, we gave him a blah blah test and it came back clean, so we're probably just going to charge him with Reckless driving.
me: Ummm what about fleeing the scene of an accident.
cop: well this kid is in the army, and he came back.
me uhhhh what? Well what do I tell my insurance company?
cop: just tell them that he was charged, and you were not, the accident report number is blah blah blah.
I'm just so ready to go home at this point that I let it be, get my crap together and proceed to walk to my GF car which fortunately was only 3 or so blocks down the road. *THE COPS WOULD NOT GIVE US A RIDE*
So I call the insurance company that night, and file my claim, and call his insurance company and file a claim there. The next day his insurance company calls back, and says 1) He's not insured by them, 2) all of the information he gave phone numbers, etc. Are false.
Now my insurance company calls with the same info.... they proceed to file the claim under collision. Which means I am stuck with my deductible. They say they can't file it under uninsured motorist, until they verify that he doesnt have insurance. They of course can't do that until they have correspondence from him.... which they aren't gonna get.
What the hell do I do now?... My premium is likely gonna go up? I'm gonna get stuck paying a deductible as if the accident was my fault? Can I sue this m-fer?.... What the heck do I do...
Additional details:
Said person is in the Army, driving a 2004 Jeep Wrangler, accident occured in VA, individuals car is registered with VA tags, and he has a NY license.
Replies of OMG what an ass.... are appreciated.... replies of here's how you get the SOB, and comp your losses are even more appreciated.
-Max
Anyone know what's likely to happen with my premiums?
The car... 2003 Nissan Altima 2.5S 5 Speed....
The accident...
I'm stopped at a red light... this is an overpass.... to my right and to my left, are ramps, leading onto and from the freeway below, each of which have traffic lights before letting the cars onto the road I am on stopped at my red light. Light turns green, I out of paranoia, look right and left ensuring all cars have stopped at their respective red lights before moving much through the green light. I proceed through the intersection, when I hear a load bang, and honking, and from the right, a Jeep Wrangler, sideswipes a car stopped at the red light to my right, and comes flying towards me... there's nothing I can do except look at my GF sitting in the passenger seat, as the Jeep T-bones me on the passenger side. The blow spins my car 90 degrees, and the guy pushes our car a good 10 feet or so, before putting the jeep in reverse and attempting to pull back. His bumper is imbeded in my passenger side, so he isn't going anywhere without my car.
The guy then leaps out of the car, and takes off running down the street. By the time I've gotten out of my car, and verified that my girlfriend is intact, the billion witnesses are gathered around comiserating with us, and the people in the sideswiped car. Cops show up shortly thereafter, and take off in the direction the guy ran off in. A few minutes later they have the guy handcuffed and sitting on the curb. They do all their paperwork... give me a form with all his info on it, and they give me this explanation.
Well he's a kid in the army, we gave him a blah blah test and it came back clean, so we're probably just going to charge him with Reckless driving.
me: Ummm what about fleeing the scene of an accident.
cop: well this kid is in the army, and he came back.
me uhhhh what? Well what do I tell my insurance company?
cop: just tell them that he was charged, and you were not, the accident report number is blah blah blah.
I'm just so ready to go home at this point that I let it be, get my crap together and proceed to walk to my GF car which fortunately was only 3 or so blocks down the road. *THE COPS WOULD NOT GIVE US A RIDE*
So I call the insurance company that night, and file my claim, and call his insurance company and file a claim there. The next day his insurance company calls back, and says 1) He's not insured by them, 2) all of the information he gave phone numbers, etc. Are false.
Now my insurance company calls with the same info.... they proceed to file the claim under collision. Which means I am stuck with my deductible. They say they can't file it under uninsured motorist, until they verify that he doesnt have insurance. They of course can't do that until they have correspondence from him.... which they aren't gonna get.
What the hell do I do now?... My premium is likely gonna go up? I'm gonna get stuck paying a deductible as if the accident was my fault? Can I sue this m-fer?.... What the heck do I do...
Additional details:
Said person is in the Army, driving a 2004 Jeep Wrangler, accident occured in VA, individuals car is registered with VA tags, and he has a NY license.
Replies of OMG what an ass.... are appreciated.... replies of here's how you get the SOB, and comp your losses are even more appreciated.
-Max