Hi guys. Thanks for the tip Auric I had already ran the Intel toolbox ssd optimizer & it said everything worked out great but it did not increase the performance. I also made a backup image the very first thing before I started any changes.
Okay, so I tried to format the SSD (C

drive last night but I am running into a snag I have never had before with 95,98,XP.
I have only my SSD hooked up to Sata-0 and my Sata dvd\cd drive as slave on Sata-1.
I went into the bios to change the AHCI settings for the format and fresh install, changed the first boot device to cd drive, second to usb flash and third to Hd, saved and rebooted.
Of course when i reboot it comes up and says press any key to boot to cd\dvd, I do because i have W7 on dvd. The next screen that comes up (black & white) says loading windows 7. I assumed i would be taken into the section where I can delete partitions, format, install etc but then it will come up to the W7 background screen (in color) but no icons.
I rebooted and tried 2 more times but the system always hangs at the color background, no icons.
Since the W7 dvd wasn't working i decided to try my XP disc to try and format C and then I would put the W7 dvd in afterwards to load the OS.
My XP disc did allow me to get into the familiar screen of :To delete the partition, :To setup windows now,:To repair windows etc.
So i choose to delete all the partitions on the C drive (SSD) and then I created one "new" partition to install W7 onto. (I never had the option to quick format C or full format C)
At this point I removed the XP disk, put the W7 disk in, rebooted, press any key to boot from dvd, W7 loading (black and white screen) then it comes up to the color screen, no icons and hangs.
The SSD does show up in the bios but I know i am missing something. I searched a little before making this post and someone recommended using Eraser or Killdisk and I also saw something about using Hiren's boot disk but I have not looked at it yet because I wanted to post here for suggestions.
I did try to use the W7 USB tool that Docp suggested but it said something like I could use the tool if I purchased the iso but I have a physical dvd and did not get it offline so I did not want to buy something from MS when I already had a dvd & valid key.
I appreciate the help and look forward to hearing \ knowing what I am doing wrong on the format\install.