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ING Orange Savings

Kristi2k

Kristi2k

Golden Member
Does anyone here have an Orange savings account? I am interested in this, but an leary how I will be able to manage my money.

I have a loan through my current bank and I have a CC through the same bank and pay it off via my savings account.

The high interest is what is attractive to me though.
 
I have it. Management isnt a problem. You link it to your savings or checking account (i think they prefer checking) and you can move money back and forth via ingdirect.com
They are FDIC insured, and clearing house lender (or whatever its called).
They are also pretty secure, sign in with a PIN, usually part of you SSN and your account number.
Also, they make you verify your checking account my adding 2 small deposits and make you tell them what amounts they were.


edit: also, let me refer you since i took the time to answer your questions. ;laugh: (i get $10, you get $25)
 
you create an account with them

you deposit money into the account through bank transfer (you link a bank to your account - similar to paypal)
personally i direct deposit right into my ing account from my paycheck

when you want money, you just initiate a transfer and it goes out of ing back into the checking or savings account you linked to it within a few business days


im up for handing out more referrals for anyone interested as well 😀
 
Hmm, so it takes 2-3 business days for an e-transfer? That's a little inconvient. :S

Whoever PM's me first about a referrel, is the person I will use if I decide to go with IGN.
 
Originally posted by: Kristi2k
Hmm, so it takes 2-3 business days for an e-transfer? That's a little inconvient. :S

Whoever PM's me first about a referrel, is the person I will use if I decide to go with IGN.
Click to expand...

any transfer from your ING account to your checking account will always take a few days. it is never instant. try doing one from one bank to another, and see how many days it takes.

if you're transferring from ING account to ING account, it's instant.
 
Right, I'd have to plan ahead a little more. So my $ would not actually be sitting in my bank, it would be in ING, right?
 
whoah... a friend of mine (currently banned, see sig) was just talking to me about how he opened an ING account like a few mins before this thread was created.
This is weird...im freaking out (ok, maybe not really...)

ING sounds good, great interest rates. But if you really want to get a good rate, and have enough time to let it sit there to collect a hefty interest... i always opt for a CD, an year or so.

But nothing wrong in a getting a few extra dollars each month.
 
Originally posted by: vrbaba
whoah... a friend of mine (currently banned, see sig) was just talking to me about how he opened an ING account like a few mins before this thread was created.
This is weird...im freaking out (ok, maybe not really...)

ING sounds good, great interest rates. But if you really want to get a good rate, and have enough time to let it sit there to collect a hefty interest... i always opt for a CD, an year or so.

But nothing wrong in a getting a few extra dollars each month.
Click to expand...

emigrant direct savings is higher than a CD. why lose liquidity with a CD?
 
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