I'm really surprised that embossed credit card info lasted this long

mikeymikec

Lifer
May 19, 2011
19,909
14,144
136
I only remember these machines from when I was a kid and my parents ran a hi-fi and TV shop, and the purpose of the embossed letters was for this machine to work with them:

tlounr2r0kl51.jpg


I only remembered the existence of these machines a few days after a customer mentioned that the embossed letters can sometimes be hard to read :)

Did they linger in the US for longer?

I find it funny how cards have gone through their recent-ish evolution of chip-and-PIN only where it was supposedly a really great security feature that the three digits on the back would stop credit card fraud because the fraudster would have to have access to *both sides* of the card :D Now they're like "fuck it, we're putting all the information on one side".
 

lxskllr

No Lifer
Nov 30, 2004
59,062
9,455
126
I only recently got a non embossed card, but that feature hasn't been used in ages. I think the last time I saw a carbon roller was the early 2000s at a festival when the network went down. The roller came out, and everbody's like "WTF?!" :^D

edit:
changed "mid" to "early"
 
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Nov 17, 2019
13,153
7,829
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I've seen them used fairly recently. During an extended power outages, it's the only way some merchants were able to take CCs.
 

Muadib

Lifer
May 30, 2000
18,093
899
126
I've seen them used fairly recently. During an extended power outages, it's the only way some merchants were able to take CCs.
Me too! It's was last year when power was out. Went to my local Quick Chek, and the cashiers were using them.
 

Red Squirrel

No Lifer
May 24, 2003
69,680
13,317
126
www.betteroff.ca
I recently got a new card and it was my first time getting a non embossed version too. It kinda threw me off then I realized the embossing has not served any purpose for decades. Those machines mostly predate me, only reason I know they are even a thing is because of movies, like Home Alone.

Some IT guy at the credit card company is probably happy he doesn't need to troubleshoot and repair the embossing machine anymore. Time to retire that bad boy. Fingers crossed the Univac is next. :p
 

IronWing

No Lifer
Jul 20, 2001
71,880
31,957
136
Time to get a new library card, I guess.

1729174062898.png

And for the young'uns here, the machine:
1729174342661.png

Edit: apparently these things are called Gaylord Charge Machines.
 
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RossMAN

Grand Nagus
Feb 24, 2000
78,866
367
136
I only remember these machines from when I was a kid and my parents ran a hi-fi and TV shop, and the purpose of the embossed letters was for this machine to work with them:

I only remembered the existence of these machines a few days after a customer mentioned that the embossed letters can sometimes be hard to read :)

Did they linger in the US for longer?

I just rummaged through my 20-ish open credit cards and about 1/3 have raised numbers (Amex, Chase Freedom and local CU). I used to see these machines primarily at department stores and the occasional cab ride (pre-Uber), these seem to have disappeared sometime in the 2010s? I can imagine some random small business in the middle of South Dakota who still uses these.
 

manly

Lifer
Jan 25, 2000
12,856
3,626
136
Me too! It's was last year when power was out. Went to my local Quick Chek, and the cashiers were using them.
Kind of amazing that they still knew how to use it lol.

I could only find an article back in 2018 referencing their emergency use in UK:


Anyone find a more recent article? Related to the July Crowdstrike/Windows fiasco, maybe?

Received a new CC just a month ago; it still has embossed numbers.
 

dullard

Elite Member
May 21, 2001
25,759
4,279
126
I can imagine some random small business in the middle of South Dakota who still uses these.
Bingo.

The last couple of times I had a card read that way was on adventure trips in mountains of Colorado and rural Utah where there is no phone service and Wi-Fi is spotty or non-existent. It isn't common, but I've had my cards used that way in the last few years at least twice. I prefer that over the "bring $400 in cash" alternative since I don't carry much cash, ATMs in those locations at least an hour drive away, and I can't get $400 in one day from my ATM.
 

sdifox

No Lifer
Sep 30, 2005
98,725
17,213
126
Bingo.

The last couple of times I had a card read that way was on adventure trips in mountains of Colorado and rural Utah where there is no phone service and Wi-Fi is spotty or non-existent. It isn't common, but I've had my cards used that way in the last few years at least twice. I prefer that over the "bring $400 in cash" alternative since I don't carry much cash, ATMs in those locations at least an hour drive away, and I can't get $400 in one day from my ATM.


You can't get 400 from your ATM in a day whut?
 

dullard

Elite Member
May 21, 2001
25,759
4,279
126
You can't get 400 from your ATM in a day whut?
Both* my ATM cards from different banks are limited to $300/day. I have once asked to up that, and they did up to $500/day for a month then reset it back to $300/day.

Daily ATM withdrawal limits range from around $250 to $1,000 or more, in rare circumstances

* Note: I choose not to carry both ATM cards at the same time, ever. This is in case of an emergency, I can only have one account in jeopardy and can theoretically still use the other account.
 

KLin

Lifer
Feb 29, 2000
30,091
473
126
Wells Fargo upped their daily ATM withdrawl limit to $2,000 in the past year. Used to be $300.
 

sdifox

No Lifer
Sep 30, 2005
98,725
17,213
126
Both* my ATM cards from different banks are limited to $300/day. I have once asked to up that, and they did up to $500/day for a month then reset it back to $300/day.



* Note: I choose not to carry both ATM cards at the same time, ever. This is in case of an emergency, I can only have one account in jeopardy and can theoretically still use the other account.
I think mine is at 1k a day 5k a week
 

SKORPI0

Lifer
Jan 18, 2000
18,468
2,406
136
My Amazon (Store Card), B&H (Payboo), Lowe's Advantage, Micro Center and Synchrony( Car Care) cards are embossed.
Best Buy (VISA) , Costco (Citi VISA)., Midas and Chase Bank are flat. $00.00 balance due in all the cards besides Chase. ;)
 

Greenman

Lifer
Oct 15, 1999
21,693
6,133
136
I only remember these machines from when I was a kid and my parents ran a hi-fi and TV shop, and the purpose of the embossed letters was for this machine to work with them:

tlounr2r0kl51.jpg


I only remembered the existence of these machines a few days after a customer mentioned that the embossed letters can sometimes be hard to read :)

Did they linger in the US for longer?

I find it funny how cards have gone through their recent-ish evolution of chip-and-PIN only where it was supposedly a really great security feature that the three digits on the back would stop credit card fraud because the fraudster would have to have access to *both sides* of the card :D Now they're like "fuck it, we're putting all the information on one side".
I spent a month or two repairing and adjusting those machines for B of A 50 years ago.
 

IronWing

No Lifer
Jul 20, 2001
71,880
31,957
136
Penny's had a fancy powered machine with a vertical jaw at the top that would press the card and carbon slips together.


Edit: Like this:
1729450444441.png
Addressograph Bartizan 840 Electric Credit Card Imprinter
 
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