I'm 18...

Eli

Super Moderator | Elite Member
Oct 9, 1999
50,419
8
81
I'm 24.

Credit rating 643.

Climbing, though.. I have a lot of hard hits on my credit, so as they fall off.. it goes up.
 

dugweb

Diamond Member
Oct 17, 2002
3,935
1
81
Originally posted by: Scouzer
Not bad, eh?

/brag

what kind of purchases have you made to given you a score like that? how many lines of credit do you have?
 

shortylickens

No Lifer
Jul 15, 2003
80,287
17,081
136
Thats very good considering the scale tops out at 750.
Or is nobody using that scale anymore?
 

yobarman

Lifer
Jan 11, 2001
11,642
1
0
You havent had time to screw up your score yet. Don't worry, you'll be in the "rest of us" club soon.
 
Feb 10, 2000
30,029
67
91
That's incredible. Is that from an actual credit check or one of those online check-your-credit sites? They tend to overstate your rating somewhat.

My lender told me I had an 801 when I bought my house (at 34), and he said he only sees a rating over 800 once or twice a year.
 

Taggart

Diamond Member
Apr 23, 2001
4,384
0
0
Originally posted by: Pepsi90919
Originally posted by: Taggart
check his location, Canadians aren't tracked by US credit bureaus...

why would he get it done at a US credit bureau?

that's what I'm saying, his credit score is Canadian, so 785 is probably equivalent to 600 here :p
 

zainali

Golden Member
Jun 18, 2003
1,687
0
76
did your mom and dad add you as an authorized user to their credit cards?

thats the only way its probably possible.
 

Scouzer

Lifer
Jun 3, 2001
10,358
5
0
my supervisor snuck it from my HR file...they checked as a condition of employment

i have my own CC and i pay for car insurance. thats all ive got for credit

our system (canadian) = 0-900
 

Engineer

Elite Member
Oct 9, 1999
39,230
701
126
Originally posted by: shortylickens
Originally posted by: Engineer
I'm 36 and nearly out of debt! :)
You've got 18 years to beat that! ;)
I'm 26 and have been completely out of debt for almost one year.

Home, cars, etc? Wife? Kids? NICE 401k nest egg? ;)