If Verizon looks at your account and decides "hmm...you have 16 months remaining on your contract. If this is 'materially adverse change of contract' really bothers you that much, we'll credit 3 cents to your bill monthly for the life of the current contract."Again, not your call. The terms of the contract are changing without the customer's consent or consultation. Doesn't matter if its 1 cent or 200 dollars.
The terms of the contract aren't changing if Verizon is crediting them the 3 cents back for those who ask. Of course we know that 99+% of people aren't going to ask besides a few people on Slickdeals and such trying to get a free phone thinking they can dupe Verizon for it.