If you are happy with your private plan, Obama says no problem you can keep it.....

Patranus

Diamond Member
Apr 15, 2007
9,280
0
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So why exactly does H.R. 3200 include this provision?

* (b) Grace Period for Current Employment-based Health Plans-

*
o (1) GRACE PERIOD-

*
o
+ (A) IN GENERAL- The Commissioner shall establish a grace period whereby, for plan years beginning after the end of the 5-year period beginning with Y1, an employment-based health plan in operation as of the day before the first day of Y1 must meet the same requirements as apply to a qualified health benefits plan under section 101, including the essential benefit package requirement under section 121.
http://www.opencongress.org/bill/111-h3200/text

That is saying that after 5 years your plan (that you are happy with and "can keep") will HAVE TO BE CHANGED to meet new government requirements.

There you have it folks. You will NOT be able to keep your current plan, even if you are happy with it.
 

Patranus

Diamond Member
Apr 15, 2007
9,280
0
0
Originally posted by: Carmen813
Reading Comprehension Fail.

Might want to try that again. Point out where I "failed" if it is so apparent. I am 100% accurate.

There is a 5 year grace period for current plans. After that 5 year grace period the current plan must meet the "same requirements" and provide the "essential benefit package".

So if your current plan does not meet that, it will have to be changed.
 

OrByte

Diamond Member
Jul 21, 2000
9,303
144
106
It's funny..government run healthcare is not smart enough nor managed well enough to give quality efficient care...

but...

it is smart enough and managed well enough to outsmart Health Insurance companies and FORCE Health Insurances to "change" to meet new government requirements or be forced out of the market!


suuuuuuureeee
 

ProfJohn

Lifer
Jul 28, 2006
18,161
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0
My understanding is that there is a provision that says if your plan is changed you are forced out of it into the government option.

Considering the fact that plans tend to chance yearly this provision will essentially force everyone into the government option within a few years.

The fact that the far left is unwilling to pass a plan without the option tells you what their true intentions are.
The fact that Obama is also on record saying that he wants a single payer system, but that you can't go to one right away but have to phase it in over several years also shows you his true intentions and desires.
 

Patranus

Diamond Member
Apr 15, 2007
9,280
0
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Its right there, in plain English, taken directly from the legislation.

You can keep making excuses...all you want...but it is right there....

 

MovingTarget

Diamond Member
Jun 22, 2003
9,002
115
106
Originally posted by: Patranus
Originally posted by: Carmen813
Reading Comprehension Fail.

Might want to try that again. Point out where I "failed" if it is so apparent. I am 100% accurate.

There is a 5 year grace period for current plans. After that 5 year grace period the current plan must meet the "same requirements" and provide the "essential benefit package".

So if your current plan does not meet that, it will have to be changed.

How is this any different from when new requirements go into effect in the industry? Seems like a simple phase-in period for the changes that are to be made. This is a common practice. Seems like you are seeing boogeymen where none exist....
 

Patranus

Diamond Member
Apr 15, 2007
9,280
0
0
Originally posted by: MovingTarget
Originally posted by: Patranus
Originally posted by: Carmen813
Reading Comprehension Fail.

Might want to try that again. Point out where I "failed" if it is so apparent. I am 100% accurate.

There is a 5 year grace period for current plans. After that 5 year grace period the current plan must meet the "same requirements" and provide the "essential benefit package".

So if your current plan does not meet that, it will have to be changed.

How is this any different from when new requirements go into effect in the industry? Seems like a simple phase-in period for the changes that are to be made. This is a common practice. Seems like you are seeing boogeymen where none exist....

Well for one thing, I wouldn't be able to keep my current plan per Obama's promise....

Just another lie put out by the Obama administration regarding health care.

If he is so quick to lie about small things, what else is he keeping from us? All you have to do is read to the bill and the CBO report......
 

Patranus

Diamond Member
Apr 15, 2007
9,280
0
0
Originally posted by: OrByte
your employer health plan changes/renews every year.

And there is a 5 year grace period and then you MUST change your plan.
'
READ THE BILL FOR YOURSELF.
 

Sacrilege

Senior member
Sep 6, 2007
647
0
0
Originally posted by: Patranus
Originally posted by: OrByte
your employer health plan changes/renews every year.

And there is a 5 year grace period and then you MUST change your plan.
'
READ THE BILL FOR YOURSELF.

Good. Maybe the US can FINALLY economically compete with foreign nations with similar healthcare.
 

Jaskalas

Lifer
Jun 23, 2004
35,490
9,711
136
Originally posted by: Patranus
Originally posted by: OrByte
your employer health plan changes/renews every year.

And there is a 5 year grace period and then you MUST change your plan.
'
READ THE BILL FOR YOURSELF.

The way I take it, all private companies will be priced or forced out by government requirements. After five years they will be hurting, and this so called ?failure? on their part, or even illegality, will drive people to the public option.

You have a ?choice? of course, if anyone is still out there and IF you can afford it after they get done assaulting them.
 

umbrella39

Lifer
Jun 11, 2004
13,816
1,126
126
Originally posted by: Patranus
Originally posted by: MovingTarget
Originally posted by: Patranus
Originally posted by: Carmen813
Reading Comprehension Fail.

Might want to try that again. Point out where I "failed" if it is so apparent. I am 100% accurate.

There is a 5 year grace period for current plans. After that 5 year grace period the current plan must meet the "same requirements" and provide the "essential benefit package".

So if your current plan does not meet that, it will have to be changed.

How is this any different from when new requirements go into effect in the industry? Seems like a simple phase-in period for the changes that are to be made. This is a common practice. Seems like you are seeing boogeymen where none exist....

Well for one thing, I wouldn't be able to keep my current plan per Obama's promise....

Just another lie put out by the Obama administration regarding health care.

If he is so quick to lie about small things, what else is he keeping from us? All you have to do is read to the bill and the CBO report......

Oft banned forum trolling has a benefits package? WTF!
 

Vic

Elite Member
Jun 12, 2001
50,422
14,337
136
Originally posted by: Patranus
Originally posted by: OrByte
your employer health plan changes/renews every year.

And there is a 5 year grace period and then you MUST change your plan.
'
READ THE BILL FOR YOURSELF.

You're either a liar or a moron.
 

DaveSimmons

Elite Member
Aug 12, 2001
40,730
670
126
So you're saying that after five years if your plan is even worse than the death-panel grandma killing rationed care minimum plan, you'll be forced to get something better?

THE HORROR! THE HORROR!
 

Patranus

Diamond Member
Apr 15, 2007
9,280
0
0
Originally posted by: Vic
Originally posted by: Patranus
Originally posted by: OrByte
your employer health plan changes/renews every year.

And there is a 5 year grace period and then you MUST change your plan.
'
READ THE BILL FOR YOURSELF.

You're either a liar or a moron.

I posted the section and a like to the bill, what more do you want?

You can keep living in your fantasy land if you want BUT IT IS IN THE BILL.
 

DaveSimmons

Elite Member
Aug 12, 2001
40,730
670
126
What sane person would want a company to keep offering a plan that's even worse than the government's minimum allowed quality?
 

Vic

Elite Member
Jun 12, 2001
50,422
14,337
136
Originally posted by: Patranus
Originally posted by: Vic
Originally posted by: Patranus
Originally posted by: OrByte
your employer health plan changes/renews every year.

And there is a 5 year grace period and then you MUST change your plan.
'
READ THE BILL FOR YOURSELF.

You're either a liar or a moron.

I posted the section and a like to the bill, what more do you want?

You can keep living in your fantasy land if you want BUT IT IS IN THE BILL.

The text of the bill doesn't say what you claim it says. Any moron not deluded by paranoid partisanship can see this. So don't give me this 'fantasy land' bullshit, troll.
 

Vic

Elite Member
Jun 12, 2001
50,422
14,337
136
Originally posted by: DaveSimmons
What sane person would want a company to keep offering a plan that's even worse than the government's minimum allowed quality?

What sane wingnut would believe the govt's minimum would be better than any private option?
 

Patranus

Diamond Member
Apr 15, 2007
9,280
0
0
Originally posted by: Vic
The text of the bill doesn't say what you claim it says. Any moron not deluded by paranoid partisanship can see this. So don't give me this 'fantasy land' bullshit, troll.

I posted text directly from the legislation and a like to the legislation. What more do you need? It is there for you in plain English.

You keep saying that I am wrong but never HOW I am wrong. If I am wrong, than what does that text (which was copied and pasted from the bill and can be found via the provided link) mean? Please explain it to us all.

The topic of this thread is not that minimum standards may or may not be a good thing, rather the topic is why is our president lying about it.
 

miniMUNCH

Diamond Member
Nov 16, 2000
4,159
0
0
So does anyone really believe that private option health insurance will exist in the USA 10-20 years after UHC, assuming UHC passes in it's present form?

I'm just curious?

And if you think it will still exist... how?
 
Feb 19, 2001
20,155
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Gosh just read Factcheck. They talk about this.

In 5 years if your plan is fail status and doesn't meet the requirements then you will need a new one.

What I believe is likely is that private insurers will tweak their current plans slightly and will get the government seal of approval. Depending what the requirements really are and what needs to be done this could be a minor change or it could be a major overhaul. It seems as conservatives we believe that it's not easy to change plans and the government will ahve a bunch of retarded requirements. This could be the case. As most laws are filled with loopholes somehow I imagine private insurers being able to put a few bandaids here and there and we're good to go.

But as for Obama's line about keeping your doctor, it's not 100% true, and we all know it.