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If my neighbors tree falls on my house ?

Is this a hypothetical situation? If so, who cares?

If it's true, then I imagine it depends on the cause of the falling of the tree.
 
Originally posted by: aplefka
Is this a hypothetical situation? If so, who cares?

If it's true, then I imagine it depends on the cause of the falling of the tree.
Click to expand...
Is this a hypothetical scenario? If so, who cares?

:roll:

I've often wondered the same thing. Who is responsible?
 
I am pretty sure it is your insurance that must if the reason it fell was an act of God and the tree was not dead.
 
I would assume your insurance is directly responsible to you and it will be up to them to decide whether or not to go after your neighbor's insurance. But, your insurance will pay for it unless the neighbor's insurance readily admits fault. Though, I doubt that will happen.

 
I would imagine your insurance would have to pay for it. Haven't you seen those All-State commercials?
 
My fiancee's father is currently in that kind of process. Hurricane Frances knocked one of her father's trees into a neighbor's house. The house has now been condemned because of the subsequent water damage.
 
Originally posted by: aplefka
Is this a hypothetical situation? If so, who cares?

If it's true, then I imagine it depends on the cause of the falling of the tree.
Click to expand...

I care i am in Florida in Ivans direct path ? Any my neighbor is up north and i would like to know. So i can try and get ahold of him while i still can.
 
My friends had a tree fall on their neighbor's deck and hot tub during Isabel last year and the family that had the tree fall on their deck had to pay for the damages
 
Originally posted by: Zorro
Originally posted by: aplefka
Is this a hypothetical situation? If so, who cares?

If it's true, then I imagine it depends on the cause of the falling of the tree.
Click to expand...

I care i am in Florida in Ivans direct path ? Any my neighbor is up north and i would like to know. So i can try and get ahold of him while i still can.
Click to expand...

Well then like I said, it depends on the cause of the fall. In which case, I'd say you're probably not alone. Hopefully your house isn't too messed up after the first two and good luck with the third.
 
My Grandpa's neighbor's tree fell on thier 8 month old condo and put a decent sized hole in the room and took the sofit. The neighbor's insurance said the tree was alive and that they were not paying for it. If the tree would have been dead, they would have said the same thing, go figure. My Grandpa ended up paying the $500 deductible and had his own insurance cover the rest of it. Insurance is such a scam.
 
If the tree is dead and the neighbor is aware that the tree might fall, then his/her homeonwer's liabilty insurance would cover the damage .

If the tree is healty and the wind blows it onto your property then it is an act of god and you would have to file under your insuance policy.

If the tree hasn't fallen yet and is dead/leaning. Send a certified letter to the neighbor stating your concern and keep a copy for future documentation.

 
In NJ, I have had several people tell me that the homeowner who gets the damage has to use their homeowners.

Of course you have to live next to that person, so if your tree does hit the neighbors you better make an effort to help or your life is going to suck 🙂
 
If there is fruit growing on the tree the matter becomes more complicated. You have a right to trim any branches that reside over your property from a tree residing primarily on adjacent property, but you do not have a right to the fruit on said branches. Any fruit residing on branches legally trimmed from said tree must be returned to the property owner on from whom which tree resides.
 
Originally posted by: CrashX
If a man speaks in the woods and no woman is around to hear it, is he still wrong?
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i think men are always wrong 🙁 :brokenheart:

edit: wrong face 😉
 
Originally posted by: weadjust
If the tree is dead and the neighbor is aware that the tree might fall, then his/her homeonwer's liabilty insurance would cover the damage .

If the tree is healty and the wind blows it onto your property then it is an act of god and you would have to file under your insuance policy.

If the tree hasn't fallen yet and is dead/leaning. Send a certified letter to the neighbor stating your concern and keep a copy for future documentation.
Click to expand...

spot on!
 
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