If I'm like 3 days late on my mortgage payment

[snowdogg187]

Is that very bad?

It says on my bill there is no late fee until the 15th but it will take a couple days to get their by mail.

 

[OrByte]

grace period is your friend. Don't worry about it.

 

[snowdogg187]

thanks orbyte,

I hope they don't try to screw me on this when I remove the pmi in about 6 months.

thanks!!

 

[Dacalo]

Usually they have a grace period of sometimes upto one month

 

[JoeKing]

Sorry, you've just lost your soul 🙁






naw you're in the clear.

 

[FelixDeCat]

If its more than 15 days due, we send a group of thugge guards to beat you senseless, then charge you 4% for FHA loans and 5% for conventional loans of your total monthly payment.

If no payment after 30 days, we also let the credit bureaus know you suck and call you everyday until you pay. After that, more thugge visits who charge inspection fees and more late charges. After 60 days you go the "collections department" - duh, duh-duh, duh! After 180 days your butt is kicked to the curb if you didnt modify your loan to roll in all the delinquent interest, late charges, attorney fees, etc.

🙂

 

[DaveSimmons]

Blackouts, late payments -- sounds like it's time to cut back on the drinking.

 

[Raincity]

Blackouts, late payments

Sounds like a Capitol One commercial

 

[Syringer]

Hope you don't won't miss your kidney.