If i check my credit score does that mean i will lower my score?

[gregshin]

i just want to see what my score is right now...if i check it thru equifax online would it dock my points?

 

[GuitarDaddy]

No, too many credit apps in a 12mo period will lower your score, but inquires dont

 

[Queasy]

Nope. A self-check does not affect your score at all.

 

[Schfifty Five]

Where can we get free credit checks online?

 

[GuitarDaddy]

Originally posted by: Schfifty Five
Where can we get free credit checks online?

www.freecreditreport.com

1 free per year

 

[shortspanishguy]

Originally posted by: GuitarDaddy

Originally posted by: Schfifty Five
Where can we get free credit checks online?

www.freecreditreport.com

1 free per year

I dont think this will give the Fico score.

 

[Tobolo]

go to equifax.com and request free credit report. Your score DOES COST. Just like 5 though.

 

[Schfifty Five]

Originally posted by: Tobolo
go to equifax.com and request free credit report. Your score DOES COST. Just like 5 though.

Ok, he's saying it does hurt your score

and others are saying it doesn't...

does anyone have solid proof of one way or another?

 

[SampSon]

Your current creditors hit your report usually on a monthly basis anyway.

 

[middlehead]

Originally posted by: Schfifty Five

Originally posted by: Tobolo
go to equifax.com and request free credit report. Your score DOES COST. Just like 5 though.

Ok, he's saying it does hurt your score

and others are saying it doesn't...

does anyone have solid proof of one way or another?

No, he's not saying it hurts your score. He's saying it costs money to get your score.
You can get a free, stripped-down report or pay for the full thing.

 

[dullard]

No, checking your score will not hurt.

 

[JRich]

Self-inquiries will not affect your score. I've done it plenty of times.

 

[DaWhim]

only when you give permission to someone else to pull your credit report