If ATM is out of envelopes...

KingNothing

Diamond Member
Apr 6, 2002
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Putting money in an envelope and then sticking it in an ATM always seemed like a bad idea to me. Is it that hard to visit a bank during normal business hours?
 

brtspears2

Diamond Member
Nov 16, 2000
8,659
1
81
Originally posted by: KingNothing
Putting money in an envelope and then sticking it in an ATM always seemed like a bad idea to me. Is it that hard to visit a bank during normal business hours?

Yes I have no car and the bank is 4 miles away.
 

brunswickite

Diamond Member
Jul 23, 2002
6,386
1
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Originally posted by: KingNothing
Putting money in an envelope and then sticking it in an ATM always seemed like a bad idea to me. Is it that hard to visit a bank during normal business hours?

agreed, i would always hand in money/checks physically to a teller then trust a machine
 

Electric Amish

Elite Member
Oct 11, 1999
23,578
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Originally posted by: brunswickite
Originally posted by: KingNothing
Putting money in an envelope and then sticking it in an ATM always seemed like a bad idea to me. Is it that hard to visit a bank during normal business hours?

agreed, i would always hand in money/checks physically to a teller then trust a machine

I always have....

amish
 

KingNothing

Diamond Member
Apr 6, 2002
7,141
1
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Originally posted by: brtspears2
Originally posted by: KingNothing
Putting money in an envelope and then sticking it in an ATM always seemed like a bad idea to me. Is it that hard to visit a bank during normal business hours?

Yes I have no car and the bank is 4 miles away.

Parents? Friend? Bicycle? I don't know the answer to your question, I guess you just have to ask yourself, if something happened to the envelope, how would you prove what was in there?
 

Hammer

Lifer
Oct 19, 2001
13,217
1
81
this use to happen to me all the time. now i just grab about 30 of them at a time and keep the in my glove compartment. never had that problem since. :D
 

pulse8

Lifer
May 3, 2000
20,860
1
81
Originally posted by: brunswickite
Originally posted by: KingNothing
Putting money in an envelope and then sticking it in an ATM always seemed like a bad idea to me. Is it that hard to visit a bank during normal business hours?

agreed, i would always hand in money/checks physically to a teller then trust a machine

I've done all my deposits through an ATM for about 4 or 5 years now and have NEVER had a problem with the deposits.
 

pulse8

Lifer
May 3, 2000
20,860
1
81
Originally posted by: Hammer
this use to happen to me all the time. now i just grab about 30 of them at a time and keep the in my glove compartment. never had that problem since. :D

Now you're just the reason they run out. :p
 

yobarman

Lifer
Jan 11, 2001
11,642
1
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every time i deposited checks at the bank i would use no evelope. might be a different story with cash
 

ggavinmoss

Diamond Member
Apr 20, 2001
4,798
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Originally posted by: pulse8
Originally posted by: brunswickite
Originally posted by: KingNothing
Putting money in an envelope and then sticking it in an ATM always seemed like a bad idea to me. Is it that hard to visit a bank during normal business hours?

agreed, i would always hand in money/checks physically to a teller then trust a machine

I've done all my deposits through an ATM for about 4 or 5 years now and have NEVER had a problem with the deposits.

Seriously. I'd rather put my money in the machine than wait in a line to talk to a teller. They'd probably charge me for it too! ;)

And what's with the 'fear the machine' additude guys?

-geoff

 

Hammer

Lifer
Oct 19, 2001
13,217
1
81
Originally posted by: pulse8
Originally posted by: Hammer
this use to happen to me all the time. now i just grab about 30 of them at a time and keep the in my glove compartment. never had that problem since. :D

Now you're just the reason they run out. :p

well im using the same amount i normally would. the only difference is "me first" :p
 

vegetation

Diamond Member
Feb 21, 2001
4,270
2
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I wouldn't stick money in an ATM either. Checks are not so bad, they can always be cancelled/reissued, but it's so easy for them to say you shortchanged them with cash. The burden of proof lies with you and you have no proof with this method.
 

At my bank (TCF Ann Arbor) you can't deposit cash using ATMs - only checks. Also, the envelopes have special holes on them for some purpose, I'm assuming. I wouldn't recommend using a regular envelope - it's probably like a dollar bill slot on a vending machine - it won't take it if it's the wrong size/shape.

Personally, I think it's a good idea to grab like 20 envelopes next time you're there and just use those.
 

pulse8

Lifer
May 3, 2000
20,860
1
81
Originally posted by: vegetation
I wouldn't stick money in an ATM either. Checks are not so bad, they can always be cancelled/reissued, but it's so easy for them to say you shortchanged them with cash. The burden of proof lies with you and you have no proof with this method.

Well, I should also say that in that 4 or 5 years, I NEVER do it with cash.
 

Wduaqnug

Diamond Member
Mar 8, 2002
3,249
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0
I deposit cash at WAMU and Chase all the time, gets credited immediately, plus have to avoid teller lines!
 

cyclistca

Platinum Member
Dec 5, 2000
2,885
11
81
Ok maybe I'm to trusting but I've never had any problems with transactions that I've done through an ATM. In fact once I entered to low an amount and the bank actually corrected it. :Q

I deposit both checks and cash.

 

Viper GTS

Lifer
Oct 13, 1999
38,107
433
136
I have made dozens of deposits in ATM's (worked graveyard right by the bank, deposited my paychecks on my lunch hour at 1 AM).

I've never had a single problem.

My parents, however, refuse to trust them.

If you're of the mind that everyone is out to screw you, don't use them.

Otherwise, take advantage of the technology available to you.

Viper GTS
 

Radiohead

Platinum Member
Jun 16, 2001
2,494
1
0
Good idea bout grabbing a few extra envolopes for yourself :D

Yeah as for fearing bank machines, those things have never given me troubles. I have not dealt with a teller for deposits & withdrawls for over 5 years now.

 

benliong

Golden Member
Jun 25, 2000
1,153
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Originally posted by: jumpr
At my bank (TCF Ann Arbor) you can't deposit cash using ATMs - only checks. Also, the envelopes have special holes on them for some purpose, I'm assuming. I wouldn't recommend using a regular envelope - it's probably like a dollar bill slot on a vending machine - it won't take it if it's the wrong size/shape.

Personally, I think it's a good idea to grab like 20 envelopes next time you're there and just use those.


I think the wholes are for the machine to detect if you have anything in the envelop. It's just a cheap way of first step validation. So using normal envelop should be ok.

I always deposit my checks with ATM. Never run into problems for 3 years now.
 

Bullhonkie

Golden Member
Sep 28, 2001
1,899
0
76
I've never had any problems depositing with an ATM, both checks and cash. However if it's more than $500 or so, I usually take it in to a teller, unless I'm feeling really lazy or the lines are really long. Then I say hell with it and use the ATM. :p