Well thanks again, guys. The information is definitely appreciated. BTW, my case is an Antec SX-1030B, with 2 rear fans and 1 front fan (have the 4th fan for hard drives, but haven't put it in yet. Not sure if it's needed).
As for the throttling, what has been said here is very different compared to some other forums ('the sky is falling!' type posts). I was actually starting to get worried after reading numerous posts regarding this, but have since started to swing back the other direction. I believe if this was truely as bad as others are saying, the problem would be VERY apparent, and not coming from just a couple places on the net. Since I just put the system together last night, I have yet to see for myself.
Thanks again.