Oh look you are still quoting me, yay!
1st up, 1.25 is the MAX stock voltage, show me where it goes higher on stock settings and then you can say that is not the stock vcore bud.
I never claimed 3.7 DID use more voltage I said it CAN use 1.25max. I can run linx and not use 1.25, but run p95 and use more or run aida64 and use more etc. THE MAX voltage s 1.25, it's not always 1.25, but the MAX will be 1.25. You really don't understand the words CAN, MAX, MAY, MIGHT, etc. EVERY chip is different. Clearly you haven't had may chips.
You CAN run 1.25Vcore on the stock cooler but temps vary. Show me where a stock cooler that has proper thermal paste on it or decent ambient temps can't run 1.25vcore. EVERY chip and EVERY machine varies but the max clock that is going to be stable on 1.25vcore will not be running at 90c. Especially considering 99.99% of the time systems aren't running LinX or IBT. For example FAH runs MUCH cooler, P95 runs MUCH cooler.
Using 1.25vcore is the BEST chance for overclocking the stock cooler. Using any more and you are going to run into issues IF ambient temps are to high. What do you want people to run auto and 4.5 on a stock cooler?
If your going to overclock on the stock cooler your BEST chances are to use LOW vcores. I don't know why you are fighting me on that. You can't run high vcores on a stock cooler without really low ambient temps. Plain and simple, temps WILL be lower at 1.25vcore then higher vcore, PERIOD.
Everything you just quoted is right btw. Temps don't increase 20 degrees from a few hundred mhz even on the worst chips. Its the VCORE that makes the biggest difference not the multi. Besides you can't get the multi stable without the vcore so what is your point.