More info about the card, ripped straight from the
American Express - Starwood Preferred Guest home page.
BASIC BENEFITS:
The Card That Earns Travel Rewards
The Starwood Preferred Guest Credit Card lets you earn the rewards you deserve. You can earn free travel with every eligible dollar you spend! The first year of Cardmembership is fee free and just $30 each year thereafter. There is a six-month 2.9% Introductory APR on purchases, then Prime plus 9.99%, a grace period up to 20 days, and a line of credit up to $100,000.1
Earn Bonus Points
1,000 bonus Starpoints upon first use of the Card for payment of an eligible stay at a participating hotel or resort
500 bonus Starpoints for every additional stay at a participating hotel or resort charged to the Card, within Cardmember's first 12 months of membership for up to a maximum of 10 stays.2
Exclusive Benefits with You in Mind
Earn 1 Starpoint for every eligible $1 charged with the Card for any purchase
Earn Starpoints for every eligible $1 you spend at more than 700 participating Starwood Hotels and Resorts in over 80 countries. (That's 1 Starpoint for using the Card at participating hotels and resorts plus the Starpoints you earn as a Starwood Preferred Guest Member.)
No blackout dates on award nights-- Anytime, Anywhere
Easy, paperless redemptions for award nights
Starpoints can be transferred to 30 airline programs worldwide, most at a conversion rate of 1 Starpoint to 1 airline mile.
50% off leisure certificate towards an eligible stay at a participating hotel or resort charged to the Card.3
Transfer Balances Fee-Free
Transfer balances from your higher-rate MasterCard®, Discover®, and Visa®: cards to your American Express®: Card account with no transaction fee! Then enjoy the low APR: Fixed rate of 2.9% for the first 6 months of cardmembership, on BT requests submitted with this application.
Unparalleled Customer Service, 24 hours a day
American Express is here to help you around the clock, with the kind of Customer Service that keeps Cardmembers loyal for a lifetime. For immediate service, call the phone number on the back of your Card.
Your Year-End Summary
Your Year-End Summary of charges can take the hassle out of bookkeeping. All your Card purchases will be conveniently itemized and listed in categories, such as lodging and merchandise. It's an indispensable tool for preparing taxes and budgeting.To receive your Year-End Summary, call 1-800-327-2177.
Access Your Account Online
You can view up-to-date billing information online, including transactions, charges, and payments.
SHOPPING BENEFITS
Buyer's Assurance
The Buyer's Assurance Plan extends the terms of the original manufacturer's warranty on a covered product purchased entirely with the Card up to one additional year on U.S. warranties of five years or less.4
Online Fraud Protection Guarantee
Use the American Express Card online, and you won't be responsible for any unauthorized charges. Period. No fine print, no deductible - just pure protection, so you can shop with confidence anywhere on the Internet.
Purchase Protection Plan
The Purchase Protection Plan provides added protection-at no extra cost-for accidental damage to or theft of covered items purchased with the Card.5
Return Protection
Return Protection lets you return a covered item purchased with the Card [ even if you purchased it online ] when the merchant won't take it back. Just contact us within 90 days of the purchase, and you will be reimbursed for the full purchase price, up to $300 per covered item.6
Best Value Guarantee
With the Best Value Guarantee, you'll pay the lowest price available on items purchased with the Card. If you see a covered item advertised in print for less than you paid within 60 days of the purchase date, we'll refund the difference to you, up to $250 per item.7
Save in the Offer ZoneSM from American Express
Offers, discounts, entertainment, and special events. The Offer Zone puts together great brands, Online ExtrasSM, and much more - all in one great place.
TRAVEL BENEFITS:
Emergency Card Replacement
Enjoy the security and convenience of access to Emergency Card Replacement services by calling 1-800-964-8542 or visiting one of over 1,700 Travel Service Office locations worldwide. 8
Express Cash
Access your credit line 24 hours a day at more than 500,000 ATMs worldwide with Express Cash. To activate Express Cash, simply call 1-800-CASH-NOW (1-800-227-4669).9
Travel Accident Insurance
Travel Accident Insurance provides up to $100,000 in accidental death and dismemberment insurance while traveling on a common carrier (plane, train, ship, or bus) when the fare has been charged to the Card.10
Car Rental Loss and Damage Insurance
Car Rental Loss and Damage Insurance offers security when you use an eligible Card to reserve, pick up, and pay for an auto rental. The Plan provides coverage for theft of and damage to most vehicles for up to the first 30 days of a rental. Simply decline the rental company's full Collision Damage Waiver (CDW). Car Rental Loss and Damage Insurance is always in excess of your other sources of insurance. No coverage is provided in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand.11
Global Assist® Hotline
Whether you're close to home or traveling abroad, the Global Assist Hotline offers valuable pre-trip information, including visa and inoculation requirements, customs and VAT regulations, and foreign exchange rates, as well as medical and legal referrals, toll-free. Within the U.S., call 1-800-554-AMEX (1-800-554-2639); outside the United States, call 1-715-343-7977.