I think we should ban writing checks in stores

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Linflas

Lifer
Jan 30, 2001
15,395
78
91
Originally posted by: Mojoed
I just moved to hickville Virginia and EVERYONE WRITES DAMN CHECKS HERE.

Coming from the Boston area, this is a rather annoying change. It seems a good amount of people down here can't write very well either. Today a lady in front of me took over FIVE minutes to write a check. The cashier, bag boy and everyone standing around were just standing there like zombies.

I was told the day I moved down here that hickville (Floyd) VA is roughly 25 years behind normal society. I laughed, but now I believe it. Everyone busts out their checkbooks no matter what the store is. It's maddening how long it takes to get through line.

Man, why the hell can't these people get with the times and get a damn debit card? I seriously don't EVER remember seeing anyone write a check while I lived in Massachusetts.

So go back already, who the hell is forcing you to stay here? If all it takes to make you people move back is to write checks for everything my checkbook will be getting a workout.
 
Mar 11, 2004
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Originally posted by: DrPizza
Worthy of its own thread:
here Because I find it incredibly annoying that there are 5 people in every line with 3 or 4 items. If those idiots could plan a little better, it'd be much faster for everyone, regardless of what medium they use to pay for their groceries.

They seem to feel that "gee, it only takes me 40 seconds" - but there are dozens of them... From a grocery store's point of view, it takes more time per item scanned, when there are only a few items. Thus, it costs the grocery store more money because they have to have more cashiers working. And, for the rest of us who can plan ahead, it takes us much longer in line because of all these idiots with 2 or 3 items.

Sorry, but I think you need to look at your reasoning. If anything, those customers probably bring in more money, as people who make multiple trips to the store tend to be more likely to buy more than they normally would have. They also tend to be more impulse buyers. So in essence you tying up their line for 15 minutes with your cart full is probably worse for them than the 20 people who only have a few items.
 

Mojoed

Diamond Member
Jul 20, 2004
4,473
1
81
Originally posted by: Linflas
Originally posted by: Mojoed
I just moved to hickville Virginia and EVERYONE WRITES DAMN CHECKS HERE.

Coming from the Boston area, this is a rather annoying change. It seems a good amount of people down here can't write very well either. Today a lady in front of me took over FIVE minutes to write a check. The cashier, bag boy and everyone standing around were just standing there like zombies.

I was told the day I moved down here that hickville (Floyd) VA is roughly 25 years behind normal society. I laughed, but now I believe it. Everyone busts out their checkbooks no matter what the store is. It's maddening how long it takes to get through line.

Man, why the hell can't these people get with the times and get a damn debit card? I seriously don't EVER remember seeing anyone write a check while I lived in Massachusetts.

So go back already, who the hell is forcing you to stay here? If all it takes to make you people move back is to write checks for everything my checkbook will be getting a workout.

You people? Way to take it personally buddy. I knew you lived in VA before I even clicked your avatar, based on the tone of your response. Luckily the vast majority of the people down here are extremely nice, and the area is beautiful, so I'll be staying. The check thing is just an annoyance.
 

RESmonkey

Diamond Member
May 6, 2007
4,818
2
0
How do you pay your CC company? Electronically? I think many write checks to CC companies.

But I'm like you, OP. I hate not only checks, but mail, and retail itself. Everything can be done online except trying on clothes.
 
May 16, 2000
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Because cards are wholly evil. Cash FTW!

I have no problem getting rid of checks entirely though, since I haven't used one in maybe 10 years. Cash or card are enough options.
 
May 16, 2000
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Originally posted by: Linflas
<blockquote>quote:
Originally posted by: kranky
I write checks at locally owned stores so they don't have to pay the CC fees. And it sounds ridiculous to be so outraged over something that takes one minute. One minute! It's not like you have to call people from the checkout line to rearrange your schedule.

I have seen this rant numerous times here and I really have a tough time understanding why it aggravates people so badly.</blockquote>

Because that 30 extra seconds is what is keeping them from making that big break through in curing cancer. Just more whining from the most narcissistic generation of Americans to have ever graced the planet. Congratulations, you have officially beaten the baby boomer generation as the most completely self absorbed generation in history.

:thumbsup::thumbsup::thumbsup:
 
May 16, 2000
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Originally posted by: Mike
<blockquote>quote:
Originally posted by: Linflas
<blockquote>quote:
Originally posted by: kranky
I write checks at locally owned stores so they don't have to pay the CC fees. And it sounds ridiculous to be so outraged over something that takes one minute. One minute! It's not like you have to call people from the checkout line to rearrange your schedule.

I have seen this rant numerous times here and I really have a tough time understanding why it aggravates people so badly.</blockquote>

Because that 30 extra seconds is what is keeping them from making that big break through in curing cancer. Just more whining from the most narcissistic generation of Americans to have ever graced the planet. Congratulations, you have officially beaten the baby boomer generation as the most completely self absorbed generation in history.</blockquote>

Why is it self absorbed to not want to wait any amount of time for something that is completely unnecessary? It is a complete waste of time and in actuality, it is rather self absorbed to make everyone else wait while you write out a check.

Ummm, no. Fail.
 
May 16, 2000
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Originally posted by: Mike
<blockquote>quote:
Originally posted by: Alone
Writing a cheque doesn't take a large chunk of time out of your life. If you're in that much of a hurry, maybe you shouldn't be at the grocery store.</blockquote>

It can take some time, several minutes with some of you check writers. Who are you to make me wait an extra couple of minutes for no reason what so ever?

Who the fuck are you to tell us we can't?
 

Mojoed

Diamond Member
Jul 20, 2004
4,473
1
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Originally posted by: PrinceofWands
Originally posted by: Linflas
<blockquote>quote:
Originally posted by: kranky
I write checks at locally owned stores so they don't have to pay the CC fees. And it sounds ridiculous to be so outraged over something that takes one minute. One minute! It's not like you have to call people from the checkout line to rearrange your schedule.

I have seen this rant numerous times here and I really have a tough time understanding why it aggravates people so badly.</blockquote>

Because that 30 extra seconds is what is keeping them from making that big break through in curing cancer. Just more whining from the most narcissistic generation of Americans to have ever graced the planet. Congratulations, you have officially beaten the baby boomer generation as the most completely self absorbed generation in history.

:thumbsup::thumbsup::thumbsup:

Everyone in this thread saying, "it takes one minute, what's the big deal". I agree! I don't get annoyed if it ONLY takes ONE minute. What I'm complaining about is long lines in which the vast majority of people take ~5 minutes EACH to write their checks.

Just to be clear, check writers have every right to write checks, just as I have every right to be annoyed by it. :beer:
 

waggy

No Lifer
Dec 14, 2000
68,143
10
81
Rolf. i use checks. u usually have most of it filled out before the cashier is done. all i have to do is fill in the amount and give it to them. doing that does not take any more time then useing a CC or such.


Though if i known people like mike like to cry about it and moan in line i would be takeing my sweet old time.
 

KeithTalent

Elite Member | Administrator | No Lifer
Administrator
Nov 30, 2005
50,231
118
116
Stores up here never accept personal cheques anymore and haven't for years, exactly how it should be. Who the hell writes cheques anymore? Get out of the freaking dark ages.

KT
 

fatpat268

Diamond Member
Jan 14, 2006
5,853
0
71
Depending on the store, credit is the absolute fastest... faster than debit.

At my target, they updated their system, where I stick my CC in, Sign right away, spits it out and the cashier hands me receipt. A process that literally takes 5 seconds or less (depending how long it takes you to sign). Other places it seems like I'm going through endless menus (i'm exaggerating) or takes forever to process. Debit cards are sometimes faster at stores, but my general experience is that I have to tell it that I don't want cash back about 80 times before it processes the transaction.

I don't mind checks so much, I am patient, but if you have a bank account why can't you get the bank's free check card and pay with your purchases that way?

Edited: stupid mistake
 

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
Everytime I see someone writing a check for things like food and the like all I can think of is they are trying to float cash until their paycheck hits.

Being the kid was also buying giftcards it could be they were going to try to minimize bad check fees.

The scam is just write one big check for all the money you are going to need until 'payday' for visa/amex/etc gift cards.

You get hit with one bad check fee yet technically are still passing that cash on.
 

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
Originally posted by: Mo0o
yeah i hate it. i dont really notice it more in poorer areas. I actually notice groceries getting paid for with cash rather than CC in poorer areas but im guessing that has to do w/ poor people having trouble applying for credit

Anyone can get a debit card usually (if they have cash they can use debit) however, not everyone can get a bank account.

They should have INS stand in our grocery stores.
 

Aikouka

Lifer
Nov 27, 2001
30,383
912
126
Originally posted by: waggy
Rolf. i use checks. u usually have most of it filled out before the cashier is done. all i have to do is fill in the amount and give it to them. doing that does not take any more time then useing a CC or such.


Though if i known people like mike like to cry about it and moan in line i would be takeing my sweet old time.

Debit is the fastest method that I've found to use. I don't write checks, because I only use them for things that require checks (my apartment rent, etc).

I don't mind checks if they're not taking an obsessively long time. When I go to a store, I just want to get my stuff and get out. I try not to hold people up with my process and I wish people would return the favor.
 

Svnla

Lifer
Nov 10, 2003
17,986
1,388
126
OP you think you got it bad?

I went to Sams Club a few months ago:

Customer waited and looked around while clerk run up the items <at least 20 or so>
Customer pulled out check book from her purse
Customer asked for a pen because she couldn't find her pen in her purse or anywhere
Customer wrote the check
Stopped and asked for what date it was
Continued with the check
Stopped and asked for the total amount
Finished the check
Reconciled her check balance book before she torn the check
Handed over the check to the clerk
Stumbled around and look for her wallet
Located her driver license from her wallet
Took her sweet time to put her ID back to her wallet..then back to her purse
Took her sweet time to put her purse on top of cart..then pushed to the door

Me and other customers = not happy :disgust:

 

Zenmervolt

Elite member
Oct 22, 2000
24,514
44
91
Originally posted by: DLeRium
<blockquote>quote:
Originally posted by: wahoyaho
err......you can write cheques for groceries? i never knew that</blockquote>

Apparently there are people who do that.... And it's just a PITA cuz you have to check ID and write all that info down too.

I'm almost going to say we should ban cash but I guess a lot of people still use that. Plus, you need to be 18 to have a CC.

But if you need a CC to buy off of Amazon, you should seriously need a CC to buy from Safeway. There should be credit only lines or something. Seriously. 30 seconds tops after your crap is scanned and bagged.

And the story goes on because I went to a gas station right afterwards (to clean my tree sap) and I noticed a girl asking for $10 on a certain pump.

I've NEVER paid for gas in cash in my life. I think I remember as a kid when my parents did, but even when I learned to drive, my parents gave me one of their CCs to use for gas.

Credit cards/debit cards are the way to go.

Aside from bill payments (which are manually triggered by me each month, I will never trust an auto-pay function) and gasoline, I have moved to using cash only for all non-business purchases. Auto-pay is a bad idea because it's inherently too stupid to tell if a bill is accurate or not, it just pays it. Just last month I had a $200 billing error from T-Mobile. Auto-pay would have just paid it and then I'd have to go through the hassle of getting the money back. Much easier to call first, have the bill corrected, and then pay the correct amount.

The only reason I use a CC for gasoline is because they no longer allow you to pump first and then pay. When I was 16 we used to just pull up, pump the gas, then walk in to pay. Now you have to pay first, pump, then walk in to get change.

If someone wants to put an RFID chip in me, it's a dead cert that they'll be putting it into my corpse because that sure as hell ain't happening while I'm alive to prevent it. I refuse to use the new RFID debit/credit cards too. When my bank issued me a debit card with that feature, I had them disable it. That just makes it too easy for someone who might swipe the card from me.

Cash is always best. It can't be traced, it's accepted everywhere, merchants aren't charged excessive fees for accepting it, and it's impossible to spend more if it than you have.

ZV
 

nerp

Diamond Member
Dec 31, 2005
9,865
105
106
Originally posted by: Feldenak
You impatient little fckers give me great amusement. You probably also stalk people in parking lots for their spot and think they pack the groceries in their car too slow. When I see folks like that I'll intentionally slow down. I will not be "intimidated" into speeding up for their convenience.

I like when people do this and end up waiting far longer than if they just took the spot further away and walked their lazy impatient ass to the door like a grown adult. People's insatiable desire for insta-gratification often causes them additional stress and slowdowns. It's really quite amusing. I treat mundane things like waiting in lines and buying groceries as time to let my mind wander. When I'm driving, I take an indifferent approach. If some guy wants to raise his blood pressure and scream and moan, that's fine. I'm probably not going to notice because I'm too content and relaxed to care.
 

Anubis

No Lifer
Aug 31, 2001
78,712
427
126
tbqhwy.com
Originally posted by: Feldenak
You impatient little fckers give me great amusement. You probably also stalk people in parking lots for their spot and think they pack the groceries in their car too slow. When I see folks like that I'll intentionally slow down. I will not be "intimidated" into speeding up for their convenience.

i realize this is like a year old, no idea why it was bumped
but i do this as well, i also write checks

ive posted that before


also agree 100% with nerp, as thats what i do
 

Aikouka

Lifer
Nov 27, 2001
30,383
912
126
Originally posted by: Anubis
i realize this is like a year old, no idea why it was bumped
but i do this as well, i also write checks

ive posted that before

also agree 100% with nerp, as thats what i do

Though I'm not sure if people waiting for a parking spot can really be compared to people disliking check writers. I don't like slow check writers (those people described in Svnla's post), but I absolutely will not wait for a spot, unless I have to (i.e. the guy started backing/driving out and hell, I might as well just take it). I actually really dislike people that wait for spots as they tend to cause a lot of congestion in the parking lot, because they block a direction of flow for that row. It's not so bad if you see them stopped and therefore don't go down that row, but if you're going down it behind them and then they stop... you're fucked. I've had that happen to me at Wal-Mart and I was pissed that I had to sit there and wait for some fucktard to wait for some other guy to load his/her car.

Yet again, I mentioned that I don't like slow check writers that ignore the fact that poor check writing habits (i.e. not having them filled out beforehand) are needlessly slowing down and inconveniencing others behind them. This is the same for people that stop waiting for a spot... they are needlessly inconveniencing anyone behind them.

Originally posted by: Zenmervolt
Cash is always best. It can't be traced, it's accepted everywhere, merchants aren't charged excessive fees for accepting it, and it's impossible to spend more if it than you have.

Now we know how Zen gets all them monies for his car stuff ;).
 

ShawnD1

Lifer
May 24, 2003
15,987
2
81
Originally posted by: nerp
I like when people do this and end up waiting far longer than if they just took the spot further away and walked their lazy impatient ass to the door like a grown adult.

I deliberately park far from the door so fat people don't park next to my car.

This is one strange thread. I have never worked as a cashier, but as a customer I've only seen maybe 2 or 3 people write checks to pay for stuff. I'm 22.
 

Zenmervolt

Elite member
Oct 22, 2000
24,514
44
91
Originally posted by: Aikouka
Originally posted by: Zenmervolt
Cash is always best. It can't be traced, it's accepted everywhere, merchants aren't charged excessive fees for accepting it, and it's impossible to spend more if it than you have.

Now we know how Zen gets all them monies for his car stuff ;).

;)

There are also very few things more inconvenient than traveling away from home and having your CC declined because the fraud department was being especially zealous and flagged the transaction as inconsistent. Carrying cash solves that issue.

ZV