I think we should ban writing checks in stores

[Suspicious-Teach8788]

Originally posted by: Lalakai
you may be looking at a "generational" issue, and a self-governing issue. Some people were raised with using checks as a main form of payment, instead of carrying cash; these people may not be comfortable with using debit/cc cards. I still write checks so that i can keep track of certain payments. yes i use online payments, but why should i have to pay a fee to have money electronically transferred from my bank to another bank. Writing checks forces you to slow down and consider purchases, instead of just swiping a card. And right with that, I get real mad when a cashier doesn't read my card when the back of it says "ask for ID".

one person commented "writing a check for $15? come on". My view is "using a debit for $3??? come on". yet i have seen that happen many times, usually by young kids. Sorry but i don't think this is good education on managing money.

If you can't wait in line a few minutes, get organized and have your food delivered on a monthly basis, so that you don't have to waste you time standing in line. lol sorry but hopefully you'll find something in life that matters.

My expenses are written on citicards.com and home.americanexpress.com. It's just as easy to keep track of your expenses as it is for check writing.

Using a debit for $3? I could carry $3 bills and spend time counting, and spend all the effort trying to make sure I have ones and fives and tens or I could just swipe. Given that people also have trouble with using their coins (from a previous thread), why bother with coins when you can swipe?

I'm not enraged by this, I'm just thinking that it's 2007. Check writing is so 1980s.

My mom likes to use cash sometimes too and doesn't always resort to swiping, especially if it's something under $10. Makes sense because of CC fees right?

But why were CCs and debit cards invented? Convenience!

Why were cell phones invented?

Why not capitalize on inventions and use them they way they're meant to.

A person who can get through life using a CC and managing money correctly deserves a lot more respect from me than one who can do it with checks and cash. A CC can be swiped even if you don't have the money, and if you can deal with that and not go into debt, then props to you.

Originally posted by: Mike

Originally posted by: BoberFett

Originally posted by: Pacemaker
QFT have you not seen the Visa check card commercials that are on every 5 minutes.

"If your Visa check card is lost or stolen you aren't liable for fraudulent charges, and all that money gets put back in your bank account."

Bull. Farking. Shyt.

I had a check card stolen a number of years ago. I didn't realize it until after some wanker had already cleaned out my account. Too bad I had written checks for my farking mortgage and other bills that had bounced. It took me weeks to convince the bank that those charges weren't mine, and then they still tried to tell me that I had to pay the overdraft fees because they overdrafts due to MY spending, not the person who stole from me. I ended up getting the money back that wasn't my spending, but I had to eat several expensive overdrafts.

Fark check cards, I will never use one again.

How long ago was that?

Why do you think I use credit cards and only credit cards? Debit card at Safeway only when I need cashback because I'm too lazy to go to the ATM.

IT's 2007. Everything is on the go. People want drive through this, drive through that. It's all about RFID smart cards blah blah, and anything that's quick.

If you need to check write and slow down the whole store, yea it's going to piss me off. If there's 20 other checkout aisles, then I can blame myself for picking the wrong one.

 

[Suspicious-Teach8788]

Originally posted by: sao123
I suggest we ban all CC's and make everyone write checks...

afterall it wasnt until the age of plastic that everyone waaaay overspent and now have to go to debt management services or claim chapter 11...

Then use cash.

 

[BlancoNino]

Where I work writing checks is always faster than credit cards. Credit cards have to be manually swiped by whoever is working the till and wait for a receipt to print out...then it will ask for a customer copy which you have to wait again to print out. Then we have to give the slip to the customer to sign. Checks are written, verified that they are local and just thrown right into the register. No change has to be given back, and no machines are involved. We get about 1 bad check every 3 months or so.

 

[nutxo]

Originally posted by: Mike

Originally posted by: kranky

Originally posted by: Mike
lol, you seriously still don't get the point. You old people are so stuck in your ways.

I'm trying to see your point, I really am.

But you're not defending your position well. Maybe we're not on the same wavelength here. Out of curiosity, how long do you think it takes to complete paying for something using cash, check, credit card, and debit card? I'm trying to understand what amount of time you feel you are being impacted by someone who uses a check as opposed to the other payment options.

It isn't the amount of time that I really care about, it's the fact that some check writers have a complete disregard for anyone else. This "Im paying how ever I want, if you don't like it, you can go fark yourself" attitude that pisses me off. I won't lump all check writers together, because some of them have already explained how you can write a check and not be an asshole. Some of you just don't care, asshole or not, it's your damn check, funded by your money, so you'll use it how you please. OF COURSE YOU WILL, it's your right to do so. Just becuase it's your right, doesn't mean it's the right thing to do. For god's sake, think of someone else just once.

Instead of; "These 10 other people will just have to wait because I write checks, which is my right, and if they don't like it...tough." :roll:

Change it to a "Ill fill most of this out beforehand, so it will be a quick transaction" kind of an attitude.

RE

oh no... I get it... I just dont give a crap...
just 4 u... im going to take my cart loaded full of groceries in the express lane... weigh out my fruit piece by piece... argue with the cashier over being charged 3 cents too much for a jar of peanut butter... buy a pack of cigars & 2 lottery tickets... make them rebag my groceries into paper bags instead of those plastic ones because they tear too easy... hand the cashier 38 coupons, and make sure she doubles everyone... and pay by a check which i will hand fill out on the spot...then im going to ask the cashier to page someoen to help me load all my groceries in the car... ....ALL Because you are an impatient moron.

See, some of you assholes just don't give a crap. Stop being selfish pricks about writing a check and then I won't have a problem. You swear as if I think Im too important. I'm no farking more important then you or anyone else. It's YOU who thinks you're so GD important by holding up countless people just to do what you want to do. WHY? You can. :roll: 5 year old's arguement FTL. Time is almost irrelavent in my point.

EDIT: Yes, my grammar does suck.

I write checks just to make assclowns blood vessels stand out on thier temples. The only thing that gives me more joy is counting change or exchanging pleasantries with the checkers ( Who Ive known for years ) We like to talk about our kids. It's great. I also like to buy my stamps and smokes at the store. They dont keep them at the checkstands so they have to send baggers for them. It takes a long time but I dont care.

Sometimes when I get into the managers or a friends line they will have my pull the bread cart up after me so no more customers can come into the line so we can take our time and shoot the breeze. True story

 

[glutenberg]

People, we all need to save time at the grocery store. We need to go online, do some research, write down all the items we're going to buy ahead of time. Calculate the cost including sales tax so that you can go in with exact change. Why waste my 30 extra seconds of swiping your card and signing when you could've prepared beforehand and finished your transaction before the cashier finished swiping the items through the scanner. Think of the people who are waiting that extra 30 seconds because you couldn't spend the time to do some research and pre-planning. We have the internet people, use it. Don't fall behind on technology. If you're going to browse through the aisle at the grocery store, you obviously have time to spare so the only excuse for not having pre-planned is your inconsideration. Come on pepole. Get with the times!

 

[AmerDoux]

Originally posted by: Mike

It isn't the amount of time that I really care about, it's the fact that some check writers have a complete disregard for anyone else. This "Im paying how ever I want, if you don't like it, you can go fark yourself" attitude that pisses me off. I won't lump all check writers together, because some of them have already explained how you can write a check and not be an asshole. Some of you just don't care, asshole or not, it's your damn check, funded by your money, so you'll use it how you please. OF COURSE YOU WILL, it's your right to do so. Just becuase it's your right, doesn't mean it's the right thing to do. For god's sake, think of someone else just once.

Instead of; "These 10 other people will just have to wait because I write checks, which is my right, and if they don't like it...tough." :roll:

Change it to a "Ill fill most of this out beforehand, so it will be a quick transaction" kind of an attitude.

RE

AND

Originally posted by: Mike

See, some of you assholes just don't give a crap. Stop being selfish pricks about writing a check and then I won't have a problem. You swear as if I think Im too important. I'm no farking more important then you or anyone else. It's YOU who thinks you're so GD important by holding up countless people just to do what you want to do. WHY? You can. :roll: 5 year old's arguement FTL. Time is almost irrelavent in my point.

EDIT: Yes, my grammar does suck.

What makes you think they are "holding up countless people" on purpose? We all dont have to do something the fastest way, we do things that work the best way for our selves. As I stated in an earlier response (which you ignored), not everyone is 100% all of the time. People have problems; developmentally, physically, or maybe they're just having a shytty period in their life. The point is, you dont know a damn thing about them and yet you accuse them of wasting your time, as if they are doing this puposefully. You need to take everything that you've said, calling them self-important and saying they dont give a crap about others, and apply those rules to yourself.

 

[ColdFusion718]

Patience is an elusive thing nowadays.

 

[Fenixgoon]

plastic ftmfw

 

[Darthvoy]

Originally posted by: DLeRium
RANT:

I was at Safeway (groceries) and there were 2 checkout lines. One was with a bunch of college guys with tons of alcohol. Then there was some hobo buying a beer. Shady looking, so I went to the other aisle where a mom and her kid were buying groceries and a mid-aged lady was buying stuff.

The kid was writing checks. I don't know how old she was, but she was probably 18 at least. She wrote 1 check for groceries, and that took forever. Then she bought $300 worth of gift cards in a 2nd transaction and had to do the whole check writing deal again.

I'm impatient. Apparently the alcohol guys took a little longer than I expected too (maybe 3 - 4 min for their transaction), but the lady in front of me grabbed her stuff and moved out.

I was pissed because I hate check writers. I waited maybe 10 minutes because the first time the $300 check didn't get accepted, and then the cashier had to go find the manager. He also needed an override code for each of the checks... and that whole process just seemed to drag on and on. I was trying my best to stare at the magazines about Justin Timberlake and to doze off into space so I wouldn't get frustrated with the checkout.

You know how many checks I write a month? 1. Rent. That's IT. I wish my roommate had BoA also and could wire money into my account instead of me having to go cash a check every month. I pay my CCs electronically, and my Comcast and cell phone bills are paid via CC. I've only paid in cash maybe ONCE at a major store and that was because I was returning stuff and my new balance was something under $1 once at Staples.

It pisses me off some people don't use CCs or can't use CCs, and if not, almost all banks issue check cards nowadays don't they?

I was annoyed that the lady had to write a $13 check for groceries then a $300 check for a second transaction.

When it was my turn I timed myself with my cell phone. The cashier scanned 4 items, and I entered my phone # for Safeway club. Then I hit the CC button and swiped my card. By then he was done bagging my 4 items, and waited for the receipt to print so I could sign it. Done. Less than 40 seconds.

I notice this only happens in poorer neighborhoods. I've never had an issue shopping at Safeway at home. Maybe I'm stereotyping, but rich people tend to use card for everything right? I mean it makes sense. Who wouldn't want cashback or rewards miles or whatever it is that you get. Plus if you can manage your money, why wouldn't you use card.

/RANT

my ex-g/f was like that because she thought it helped her keep track of her finances

 

[Nyati13]

How about we ban impatient people who can't stand to wait for an extra minute.

 

[3NF]

My wife buys all the groceries - I don't have to wait for anything.

 

[Suspicious-Teach8788]

Originally posted by: AmerDoux

Originally posted by: Mike

It isn't the amount of time that I really care about, it's the fact that some check writers have a complete disregard for anyone else. This "Im paying how ever I want, if you don't like it, you can go fark yourself" attitude that pisses me off. I won't lump all check writers together, because some of them have already explained how you can write a check and not be an asshole. Some of you just don't care, asshole or not, it's your damn check, funded by your money, so you'll use it how you please. OF COURSE YOU WILL, it's your right to do so. Just becuase it's your right, doesn't mean it's the right thing to do. For god's sake, think of someone else just once.

Instead of; "These 10 other people will just have to wait because I write checks, which is my right, and if they don't like it...tough." :roll:

Change it to a "Ill fill most of this out beforehand, so it will be a quick transaction" kind of an attitude.

RE

AND

Originally posted by: Mike

See, some of you assholes just don't give a crap. Stop being selfish pricks about writing a check and then I won't have a problem. You swear as if I think Im too important. I'm no farking more important then you or anyone else. It's YOU who thinks you're so GD important by holding up countless people just to do what you want to do. WHY? You can. :roll: 5 year old's arguement FTL. Time is almost irrelavent in my point.

EDIT: Yes, my grammar does suck.

What makes you think they are "holding up countless people" on purpose? We all dont have to do something the fastest way, we do things that work the best way for our selves. As I stated in an earlier response (which you ignored), not everyone is 100% all of the time. People have problems; developmentally, physically, or maybe they're just having a shytty period in their life. The point is, you dont know a damn thing about them and yet you accuse them of wasting your time, as if they are doing this puposefully. You need to take everything that you've said, calling them self-important and saying they dont give a crap about others, and apply those rules to yourself.

No I don't think that people write checks with the intention of slowing me down. It's more that there are better ways of doing things.

What happens when people talk about driving @ the speed limit when everyone else is doing 80? You get flamed at ATOT. Everyone wants to be a speed demon, and no one cares about the speed limit. They expect people to pull over when going too slowly in their lane and what not.

This is exactly the same with check writing. Why don't check writers complain to Amazon and all online commerce places about not being able to mail in a check? People writing checks should be conscious if they're slowing other people down. You do realize some people are busy and have tight schedules.

Things don't have to go lightning speed, but when there's nothign wrong with using a CC and it's what a good chunk of people do at grocery stores, then check writing becomes an issue.

 

[BoberFett]

Cry more.

 

[AmerDoux]

Originally posted by: DLeRium

Originally posted by: AmerDoux

Originally posted by: Mike

It isn't the amount of time that I really care about, it's the fact that some check writers have a complete disregard for anyone else. This "Im paying how ever I want, if you don't like it, you can go fark yourself" attitude that pisses me off. I won't lump all check writers together, because some of them have already explained how you can write a check and not be an asshole. Some of you just don't care, asshole or not, it's your damn check, funded by your money, so you'll use it how you please. OF COURSE YOU WILL, it's your right to do so. Just becuase it's your right, doesn't mean it's the right thing to do. For god's sake, think of someone else just once.

Instead of; "These 10 other people will just have to wait because I write checks, which is my right, and if they don't like it...tough." :roll:

Change it to a "Ill fill most of this out beforehand, so it will be a quick transaction" kind of an attitude.

RE

AND

Originally posted by: Mike

See, some of you assholes just don't give a crap. Stop being selfish pricks about writing a check and then I won't have a problem. You swear as if I think Im too important. I'm no farking more important then you or anyone else. It's YOU who thinks you're so GD important by holding up countless people just to do what you want to do. WHY? You can. :roll: 5 year old's arguement FTL. Time is almost irrelavent in my point.

EDIT: Yes, my grammar does suck.

What makes you think they are "holding up countless people" on purpose? We all dont have to do something the fastest way, we do things that work the best way for our selves. As I stated in an earlier response (which you ignored), not everyone is 100% all of the time. People have problems; developmentally, physically, or maybe they're just having a shytty period in their life. The point is, you dont know a damn thing about them and yet you accuse them of wasting your time, as if they are doing this puposefully. You need to take everything that you've said, calling them self-important and saying they dont give a crap about others, and apply those rules to yourself.

No I don't think that people write checks with the intention of slowing me down. It's more that there are better ways of doing things.

What happens when people talk about driving @ the speed limit when everyone else is doing 80? You get flamed at ATOT. Everyone wants to be a speed demon, and no one cares about the speed limit. They expect people to pull over when going too slowly in their lane and what not.

This is exactly the same with check writing. Why don't check writers complain to Amazon and all online commerce places about not being able to mail in a check? People writing checks should be conscious if they're slowing other people down. You do realize some people are busy and have tight schedules.

Things don't have to go lightning speed, but when there's nothign wrong with using a CC and it's what a good chunk of people do at grocery stores, then check writing becomes an issue.

And still you did not address the issue I brought up; not every single person operates at 100%. We all have different needs and abilities. Not everyone is up to your speed and they dont have to be either. Some people are in a place in their lives (mentally, developmentally, or physically) where writing a check is what works best for them.

You exhibit a disproportionate amount of animosity towards people who slow you down for three minutes and you show no tolerance for others. You are ranting about a small issue; one that the majority of people recognize is not a big deal. You are calling these people selfish for slowing you down. Again, I am asking that you take those sentiments and direct them at yourself. What right do you have to demand that they speed up?

As another poster pointed out, if 3 whole minutes is cutting into your busy life, then the problem is you. Perhaps you have a problem with time management?

 

[Flammable]

wait so if you pay everything with CC besides rent, how do you pay CC? you said you only write checks ONCE

 

[0roo0roo]

my other gripe...sometimes safeway won't open another register to deal with lines at night it seems. very annoying. they should have a policy of no more than 3 or so in line.
and albertsons? same thing, esp when they close the self checkout registers!

 

[exdeath]

Ban? No thanks. It's private property, the store owners can do whatever they want with it.

Damn I thought I was impatient and criticized everyone around me for being slow and inefficient... you don't think everyone else waiting in line has something better to be doing also?

 

[mb]

Originally posted by: Flammable
wait so if you pay everything with CC besides rent, how do you pay CC? you said you only write checks ONCE

GOOD DAY SIR OR MADAM AND WELCOME TO THE 21ST CENTURY, I WOULD LIKE TO OFFER YOU AN INCREDIBLE OPPORTUNITY. HAVE YOU HEARD OF FREE ONLINE BILL PAY? IT ALLOWS YOU TO PAY YOUR CREDIT CARD BILLS ONLINE. IF YOU ARE INTERESTED PLEASE REPLY WITH YOUR CREDIT CARD NUMBER, SOCIAL SECURITY NUMBER, DATE OF BIRTH, CURRENT ADDRESS, MOTHER'S MAIDEN NAME, FIRST PET'S NAME, THE STREET NAME YOU GREW UP ON, AND YOUR ANANDTECH PASSWORD.

 

[alkemyst]

Many that still write checks are playing the float.

A few don't trust 'plastic', but checks can be easily frauded as well.

 

[nonameo]

I grow all my own food and raise my own animals. All you "grocery store" people are ruining the great image of fresh food. GTFO now!

 

[OVERKILL]

I rarely use checks either.
Paying online is how I pay most of my bills.


As for cash, I have this habit that I don't like to leave the house unless I have at least $100 in cash on me.
What can I say, I like cash.

 

[nutxo]

Originally posted by: alkemyst
Many that still write checks are playing the float.

A few don't trust 'plastic', but checks can be easily frauded as well.

Ya cant really float checks anymore. A lot of stores here will hand your check right back to you right after they frank it and the money is taken form the account instantly.

 

[DrPizza]

Worthy of its own thread:
here Because I find it incredibly annoying that there are 5 people in every line with 3 or 4 items. If those idiots could plan a little better, it'd be much faster for everyone, regardless of what medium they use to pay for their groceries.

They seem to feel that "gee, it only takes me 40 seconds" - but there are dozens of them... From a grocery store's point of view, it takes more time per item scanned, when there are only a few items. Thus, it costs the grocery store more money because they have to have more cashiers working. And, for the rest of us who can plan ahead, it takes us much longer in line because of all these idiots with 2 or 3 items.

 

[Mojoed]

I just moved to hickville Virginia and EVERYONE WRITES DAMN CHECKS HERE.

Coming from the Boston area, this is a rather annoying change. It seems a good amount of people down here can't write very well either. Today a lady in front of me took over FIVE minutes to write a check. The cashier, bag boy and everyone standing around were just standing there like zombies.

I was told the day I moved down here that hickville (Floyd) VA is roughly 25 years behind normal society. I laughed, but now I believe it. Everyone busts out their checkbooks no matter what the store is. It's maddening how long it takes to get through line.

Man, why the hell can't these people get with the times and get a damn debit card? I seriously don't EVER remember seeing anyone write a check while I lived in Massachusetts.

 

[Cogman]

Gah! Die Necro topic, DIE!

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