Alright, I'm sure no one's purposedly trying to rag on my g/f (*grin*), so I guess I'd better post a clarification. I shouldn't have used to words "doesn't speed", since that's not technically true. She'll go 5-10 mph over the speed limit if the situation's cool. I'd say she usually goes 65 in Seattle (speed limit's only 60 there). She's not agressive enough to tail-gate someone only going 70-75 in the left-lane... that's my job.

Anyways, how 'bout I change that part to "She doesn't go excessively faster than conditions warrant, while weaving around traffic?"
As for signaling all her lane-changes/turns, I'm not sure how this is a >bad< thing. Yah, there are some bone-headed laws, but signalling isn't one of them. About 2 weeks ago, I was coming up to a light that had just turned green. The right-most lane only had 1 car, so they were already past the intersection, while the middle lane was backed up by 7-8 cars. Since I always try to time my approaches to lights so I don't have to stop, I'm going maybe 20 mph in the right lane (Speed limit is 40). Well, right before I start passing the slowly accelerating cars in the center, some bonehead decides to switch lanes to my lane, w/o looking or signalling. I had to slam on my brakes and ended up a foot or so from hitting them. If I'd seen a turn-signal going or a head turning, I would've slowed down earlier. So, signalling isn't a bad thing.
As for describing her as a driver with a "false sense of security", she definitely isn't one of those. After what she's been through the past 8-9 months,I'd be a little worried about driving, too. I >dare< anyone to say with a straight face that they could've avoided either of the accidents my g/f was in.
1. Morning rush-hour traffic... I-90 tunnel going into Seattle... She pulls up to stopped traffic and comes to a stop... So does the Explorer behind her... The 18-wheeler behind the explorer doesn't...

The chain reaction went forward at least 5-6 cars... When the police saw my g/f's totalled car, they said the explorer probably saved her life... The semi would've literally rolled over her Civic. She replaced the car with a Jetta.
2. She's creeping along stop-and-go traffic in her Jetta, going maybe 10 MPH, when the person pulling out of the gas station decides to ram into the side of her car. I use those words, because I can't come up with another reason for why she got hit. If my g/f was speeding or going faster, I could maybe understand how someone could mis-time pulling out of a drive-way into moving traffic. But, 10 MPH?!?!?! The impact was enough to 'cause 5-6K in damage. She luckily hit the brakes a second or so before the car came out and had the impact a little in front of the right-door, instead of right on the door itself. Otherwise, her friend riding in the passenger seat might've been more seriously hurt.
Okay, so >that's< what I mean by bad-luck. 2 accidents that were totally unavoidable. The only thing I can do is shake my head and tell her "That's Life." If anyone can come up with a reasonable way for her to have avoided either of those, I'll send ya a 10 dollar Safeway gift certificate.
BTW, looking "as far ahead to see braking" is important, but so is looking behind. If you see the cars in all the lanes driving side-by-side, that's another sign of a cop around.