- Sep 29, 2000
- 70,150
- 5
- 0
I need one for piece of mind (especially after somebody tried to open two CCs with my SSN 3 months back). I've used up the free ones with both equifax and experience in the past.
So I have Experian: $80/year and I like their service.
Equifax: $5/month for the silver, but that's no good because I'll have to pay $7.50 for each report, so really I have $10/month for gold but damn that's a lot for credit monitoring
Transunion: $10.95 quarter ($44/year) with 4 free credit reports/year
I'm leaning transunion but does anybody here have it? What sort of info do you get in your email updates every 7 days...?
Also IMPORTANT QUESTION: I realize that many lenders check only one bureau at a time when opening a new account (American express checks equifax for instance), but is it true that when you have an account it will post to ALL THREE bureaus, so in fact monitoring of only one will let you see if some piece of filth opens up a new account for you?
So I have Experian: $80/year and I like their service.
Equifax: $5/month for the silver, but that's no good because I'll have to pay $7.50 for each report, so really I have $10/month for gold but damn that's a lot for credit monitoring
Transunion: $10.95 quarter ($44/year) with 4 free credit reports/year
I'm leaning transunion but does anybody here have it? What sort of info do you get in your email updates every 7 days...?
Also IMPORTANT QUESTION: I realize that many lenders check only one bureau at a time when opening a new account (American express checks equifax for instance), but is it true that when you have an account it will post to ALL THREE bureaus, so in fact monitoring of only one will let you see if some piece of filth opens up a new account for you?
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