Same here. I have private and federal loans because I'm an idiot. My private loans are lower interest rate than my federal loans, but both are under 4%.
Paying off loans is a wonderful feeling. I've recently paid off my car that I've over extended myself for back when I was young. Two more payments til I've finally paid off my student loans.
My credit history is below average but with these two loans out of the way I am slowly getting my head above water again.
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