I have medical,dental and optical insurance. Do you??

[tcsenter]

You're better off not having any savings at all if you need serious medical treatment and you're uninsured. You can qualify for the few remaining charity/government programs if you're genuinely indigent, but if you have any money you have to spend it down first.

If you qualify as indigent by all charitable and government program financial means tests, savings probably isn't going to be much of an issue for you to begin with.

You can't make $40,000 per year and say "I'm indigent cuz I don't have a savings account."

 

[Nocturnal]

I have it under my father until I'm 23 and I also have insurance from the full time job I'm holding right now.

 

[FrustratedUser]

I have medical,dental and optical insurance. Do you??

Yes, Yes and No.

 

[Spamela]

let's see:

i have medical, dental, optical, life, disability, unemployment, & legal insurance
on me, mrs. spamela, & our son.