I have a question for people with kids

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waggy

No Lifer
Dec 14, 2000
68,143
10
81
wow give the kid allowance just to put it in the bank? thats harsh.

we put %50 of all money gifts in savings and the kids keep the allowance (only $6 a week now)
 

EMPshockwave82

Diamond Member
Jul 7, 2003
3,012
2
0
Originally posted by: Dirigible
You (or your kids) break it, you buy it.

I'm a father, and that's my motto.

I don't have children but this sounds exactly right. It's what my parents did when things were broken or damaged.

Your child is your own responsibility. They break something, you buy it then make them work it off in some way later to teach them the value of the dollar and how to act around others.
 

EMPshockwave82

Diamond Member
Jul 7, 2003
3,012
2
0
Originally posted by: stinkynathan
home owner's insurance?

why should his rates go up or be forced to make a claim because someone else had a brief lack of parental competency.
 

nakedfrog

No Lifer
Apr 3, 2001
63,075
19,398
136
Originally posted by: Cuular
The lady should have immediately offered to pay for the damages. And then turned around and beat the kid senseless.

When I was young, we had to pay for anything we broke.

We had an allowance system setup where we got payed to do household chores, .05 for washing the dishes, .10 for cleaning a common room of the house, which included dusting, scrubbing, removing items left out by others, spot removing on carpets, etc. and .20 for mowing the lawn.

So we earned our allowance, and every week it was put in a savings account at the bank.

So if we screwed up and broke something at our house or anyone elses we had to pay for it with our own money. It instills a strong sense of responsibility for your and other peoples property.

It annoys the hell out of me that the majority of today's young people have never been taught about working for money, or that property is to be respected, and not messed with.

Wow, your parents were harsh. We got a quarter for washing the dishes or a quarter for drying/putting away, and $5 for mowing the lawn.
 

sactoking

Diamond Member
Sep 24, 2007
7,649
2,925
136
Originally posted by: EMPshockwave82
Originally posted by: stinkynathan
home owner's insurance?

why should his rates go up or be forced to make a claim because someone else had a brief lack of parental competency.

He could make a claim on THEIR insurance. HO does cover for personal liability, and many have stipulations that they can invoke whereby they allow the insurance to pay up to $500 as a 'good neighbor' gesture without admitting liability. In many, but not all states, insurers cannot count that as a claim since there was no admission of liability by them or the insurer.
 

halik

Lifer
Oct 10, 2000
25,696
1
81
Originally posted by: Atomic Playboy
Originally posted by: sactoking
Originally posted by: StinkyPinky
That's not the point. Anyone with morals would know that if your kid breaks someones shit, you pay to replace it. If my son broke something like a glass fence (wtf?) I would offer to pay for it. What kind of person would think otherwise?

Actually, that was the point as it related to the post directly above mine. Kid breaks window, parents refuse to pay, homeowner sues, homeowner loses.

If the kid was 6 or younger, the homeowner wasted their money on court costs.

I'm going to need some documentation to back up this claim that the parents of children younger than 7 can't be held accountable financially for any destruction caused by their children. Quite frankly, it sounds like complete bullshit. I'm imagining a highly unrealistic, yet very costly, scenario, whereby some child hits a garage release and drops a garage door on someone's new Ferrari. It's bad, damage estimates topping $50,000. You're telling me that the owner of that car is completely SOL. I don't buy it.

Comprehensive insurance would cover that...

I think the age is for personal liability torts - can't sue the parents when their kid punches someone and breaks teeth or something.

For property damage, you don't need to be negligent to be taken to civil/small claims.
 

CKent

Diamond Member
Aug 17, 2005
9,020
0
0
She sounds like a typical parent. Responsibility goes out the door the minute the rugrat drops, and takes 50 IQ points with it.

Don't invite her again ^_^
 

RKS

Diamond Member
Oct 9, 1999
6,824
3
81
My 4 YO opened a car door and dinged the dipshit who parked 6 inches from my car in the preschool parking lot. There is a reason I always try to park at the end of an aisle but even with a empty lot there is always someone that parks close by. Anyway, we waited until the lady came out to her car, had my boy apologize (I really don't know if he could fully comprehend what happened), exchanged info and eventually paid for the car repair.