I have a Credit score of 706

[Kur]

And I'm 18, is that bad or good? I'm new to all this Bad credit good credit things.

 

[FoBoT]

well good for you
go buy a condo or something

 

[imported_Trippin315]

 

[Printer Bandit]

not bad

 

[Suspicious-Teach8788]

Let's see, I think when I was 18 and a half I was 726? I don't remember. I remember doing one when I Was 19 1/2 and I was a 745 or so... Dunno about now.

 

[Kur]

Originally posted by: FoBoT
well good for you
go buy a condo or something

REALLY? I CAN

Jeez nub here sorry I can't be Mr. Perfect forum troll gawd.

 

[Blazin Trav]

I have hair on my head.

 

[Corporate Thug]

700 is the magic number. Stay above it and you are all good

 

[KillerCharlie]

Did you get the score from a website? If so, which one?

 

[z0mb13]

Originally posted by: Blazin Trav
I have hair on my head.

I have hair growing in weird places

 

[Nik]

Fico score is only part of it. History/report is also very important.

 

[postmortemIA]

Originally posted by: z0mb13

Originally posted by: Blazin Trav
I have hair on my head.

I have hair growing in weird places

I have hair growing in all places

 

[amdforever2]

Is it a true fico score?



Also, very few approvals are entirely score driven.

Contents of the report will matter as well.

A couple of months history on just one card or so may not get you far no matter how the scoring comes out.

 

[olds]

I had Jack In The Box tonight.
It was tough getting him into the box.

 

[edmundoab]

i remember mine used to be at 690. Lol, I had not pay late the entire year.. but I own just too many credit cards I think, (as much as 13 at one point).
In the end I did terminate more then half of my cards after I had established a decent credit line.
But it only lasted for a while as I had to make way homebound to Malaysia.. some adventure I had in the US

 

[UNCjigga]

I'm over $130,000 in debt and my credit rating is a 754! Find out how I did it at http://www.mlesko.com !

 

[Ayah]

 

[preslove]

Originally posted by: oldsmoboat
I had Jack In The Box tonight.
It was tough getting him into the box.

Man, that just screams for an edit...

 

[FP]

It is ok.

 

[eldorado99]

You are special.

 

[Kur]

Originally posted by: KillerCharlie
Did you get the score from a website? If so, which one?

FreeCreditReport.com (I'm doing the 30 day trial thing)

It says it's the Experian report.

I love this forum, you guys make me laugh so hard reading your random responses...

 

[Boo Boo]

i got this rash from some girl

 

[thepd7]

I am 21 and mine is around 740, I think that both our scores are pretty good for our respective ages. keep it up and hopefully we both can hit 800 by house-buying time.

 

[Kur]

So I called up to Freecreditreport.com to cancel my account today because I don't need $30 a month monitoring and I could Barely even understand him and when I did he was kinda rude I wanna say. He made a few comments about my credit report by saying "While looking at your credit report you will be back I can gurantee that" and made a few other comments about it.

Anyone have problems with them? He was obviously outsourced I could tell by his poor english.

 

[Whoozyerdaddy]

Credit scores don't mean that much. I had a 720 just a couple of years out of a bankruptcy. The score didn't help me much. Now that the BK has fallen off I'm creeping up on 800.