I HATE CHASE BANK!!

[Oyeve]

ARG! I hate chase bank! for the last 24 years I have had great credit and have never been late on any payments and always paid at least twice the minimum on all of my cards. A few months ago I get a letter from one of my cards that said it was being bought out by chase and JP morgan and that my interest is going from 9.99 to 20%. So I close the card to lock myself in the 9.99 and order my credit report. I asked them why and they gave me the BS about too much revolving debt blah blah blah. (I only have 3 cards and owe less than 10k.) I tell them BS, you just want the customers to pay for the merger. Anyway, I pay off 90% of the card and only had a few hundred left of debt on it. Well, I went away on vaca for a coupla weeks and thought I paid the bill for August but I forgot, so I called them and told them I was away and that I just sent a payment. I was about 4 days late and the bastards shot my APR to 27%! I wrote them a check and completely paid them off. One late payment in 24 years and BAM! Almost 3 times the APR. The card is paid off but I am now worried about my other cards. These days all it takes is one late payment to jack up everything! ARG!

 

[mchammer]

CHASE BANK HATES YUO!

 

[ironcrotch]

Originally posted by: mchammer
CHASE BANK HATES YUO!

 

[acemcmac]

Don't spend money you don't have?

That really sucks man...

 

[mitmot]

i :heart: chase.

 

[Oyeve]

Originally posted by: acemcmac
Don't spend money you don't have?

That really sucks man...

I dont, I havent used my cards in a long time. But I was away and missed a payment by a couple of days and they jack it to some astronomical rate. They are probably PO
ed at me cuz I closed the card and paid most of it off in one shot. And now it may affect my other cards' rates. Hopefully they will look at my 24 clean record and think, eh, lost mail.