I am scared of growing up...

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S

Shyatic

Platinum Member
Apr 5, 2004
2,164
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Are you guys? I mean, I'm 24 years old, I have a decent job, but looking at the price of houses nowadays at least in my area (NJ), I do not know how I would EVER afford a $500,000 house on my salary. To top it off, I'm up in quite a bit of debt from college loans, which will take quite a while to pay off. My one guilty pleasure is that I have a nice car that I lease -- but it's a big chunk of change and probably unwise, but I don't spend money on anything else. Besides, given all my headaches I look at that car like therapy.

Anyhoo... 24 and still living home (I can't afford to move out, even if I gave up the car), it makes me scared to think what happens later in life. Anyways... I think I need to win the lotto.

Anybody else have fears about the future? I like to think I'm pretty grown up now, but apparently looking at how hard and how long you have to go before you can get anywhere in life, makes me think I'm still quite the infant.
 
L

Lola

no. i was not. i moved out at 18 with my then bf (now husband) we had a total of 500$ to our names and he was in school and i was in school.

We knew it was now or never. We just had to do it. As do you. sieze the day and take on what you are afraid of. start small and work your way up.

I am always "unsure" not afraid of the future, but i realized that if i worry too much about it, i will never appericate and enjoy the NOW.
 
A

Al Neri

Diamond Member
Jan 12, 2002
5,680
1
81
*don't sweat it, the housing market will fall, im in a similar situation, 23, but i prob could afford a place if i sold this car and bought a $5,000 used car on a note such

*if anything move to texas, get a huge mansion for $125,000. :-D
 
K1052

K1052

Elite Member
Aug 21, 2003
51,155
43,263
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There are places to live where the property values haven't gone into the stratosphere.

 
HeroOfPellinor

HeroOfPellinor

Lifer
Dec 27, 2001
11,272
1
0
You have to do what most young people have to do.......commute an hour each way to work.

Look at houses in the smaller towns past the suburbs and deal with the commute until you have equity then try to move closer.
 
S

Shyatic

Platinum Member
Apr 5, 2004
2,164
34
91
I am actually thinking of for a while, moving out of the country. I didn't dorm at college because I would have blown thousands more that I didn't have. The idea of moving overseas would be my version of 'dorming' though I doubt it would be nearly as fun. It's a good excuse for me at least, to make new friends, and to start fresh somewhere new. There are some opportunities that I've read about and might be able to get where I'd get set up with a house and car already paid for (thus removing the biggest obstacle), just so an American can go to XXX country to spread some of that 'American' knowledge :) I won't say where, but most people wouldn't want to go there anyways.

As per the 'move out of my parents house' comment -- I wish I could. I figure if I gave up my car, I *might* be able to swing getting an apartment but if the utilities aren't included, forget it. Not to mention the fact I'd have to cut internet out, long distance phone calls, cell service, etc. Those college loan bills are murder, and they are hard to get past any time soon.
 
Mrvile

Mrvile

Lifer
Oct 16, 2004
14,066
1
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Originally posted by: Scribe
I am actually thinking of for a while, moving out of the country. I didn't dorm at college because I would have blown thousands more that I didn't have. The idea of moving overseas would be my version of 'dorming' though I doubt it would be nearly as fun. It's a good excuse for me at least, to make new friends, and to start fresh somewhere new. There are some opportunities that I've read about and might be able to get where I'd get set up with a house and car already paid for (thus removing the biggest obstacle), just so an American can go to XXX country to spread some of that 'American' knowledge :) I won't say where, but most people wouldn't want to go there anyways.

As per the 'move out of my parents house' comment -- I wish I could. I figure if I gave up my car, I *might* be able to swing getting an apartment but if the utilities aren't included, forget it. Not to mention the fact I'd have to cut internet out, long distance phone calls, cell service, etc. Those college loan bills are murder, and they are hard to get past any time soon.
Click to expand...

Whatever you do, don't move out of the country.
 
S

Shyatic

Platinum Member
Apr 5, 2004
2,164
34
91
Originally posted by: Mrvile
Originally posted by: Scribe
I am actually thinking of for a while, moving out of the country. I didn't dorm at college because I would have blown thousands more that I didn't have. The idea of moving overseas would be my version of 'dorming' though I doubt it would be nearly as fun. It's a good excuse for me at least, to make new friends, and to start fresh somewhere new. There are some opportunities that I've read about and might be able to get where I'd get set up with a house and car already paid for (thus removing the biggest obstacle), just so an American can go to XXX country to spread some of that 'American' knowledge :) I won't say where, but most people wouldn't want to go there anyways.

As per the 'move out of my parents house' comment -- I wish I could. I figure if I gave up my car, I *might* be able to swing getting an apartment but if the utilities aren't included, forget it. Not to mention the fact I'd have to cut internet out, long distance phone calls, cell service, etc. Those college loan bills are murder, and they are hard to get past any time soon.
Click to expand...

Whatever you do, don't move out of the country.
Click to expand...
Any reason why? I am strongly considering it for a few years...
 
P

Psyber

Senior member
Oct 27, 1999
677
0
0
I'm afraid to grow up too.

I did get my townhouse around when I was your age (only 2 years ago). You can always live somewhere cheaper or get yourself something smaller (like I did), you can always trade up in the future. You just gotta take the plunge otherwhise you just won't do it.

I'm still driving my 9 year old civic though... :(
 
T

Tifababy

Senior member
Feb 5, 2001
654
1
81
Once you have your own house, you don't need a fancy car. You can walk around in your underwear for therapy. Move to the midwest or south, the cost of living is a lot less there. I bought a 3000 sq foot house when I was 24 (last year). I drive an older car, but it gets me to work.
 
S

Shyatic

Platinum Member
Apr 5, 2004
2,164
34
91
Yea, but so is the paycheck from the Midwest or the South. What I make in the NYC area I probably won't make in more rural parts of the country. And the college loan bills well.. they don't change every month, and they have to be paid. So it's a losing battle.
 
Mrvile

Mrvile

Lifer
Oct 16, 2004
14,066
1
0
If you were to move out of the country, do you have any plans on where you would go?
 
J

Jzero

Lifer
Oct 10, 1999
18,834
1
0
You gotta pick your priorities. Live at home with the nice car, the cell phone, the high speed internet, or move out, get a cheaper car, dialup...

 
S

Shyatic

Platinum Member
Apr 5, 2004
2,164
34
91
Originally posted by: Mrvile
If you were to move out of the country, do you have any plans on where you would go?
Click to expand...

Yes, but I won't mention it ... it's not a third world country or anything, in fact it's very modern, and they WANT Americans to come there. I have an uncle that might be able to get me a hookup there, and that's how I'd score the apartment (with utilities) and car in the deal. Money is similar to the US, but the fact I'm away from home and experiencing something new and unique while still saving for my future is what I'd like. I haven't had the greatest of childhoods and my adulthood has been pretty boring, so I am welcoming a BIG change instead of little ones that never seem to happen.
 
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