I am getting screwed by Paypal

[rudeguy]

Long story short I sold a video card and the woman claimed I sold her the wrong one. She filed a dispute with Paypal but then backed out of it. Now she has disputed charges with her CC company so Paypal is trying to get me to pay them back.

I did nothing wrong. But it seems this chick is hellbent on screwing me over.

The only options I see are that I:

A) let her send the card back to me and take a $300+ hit
B) let her send the card back and just forget about Paypal from now on
C) flee to Canada and learn to speak French

No matter what I get the shaft. This sucks.

 

[T3C]

<--- just setup paypal on his website today as a payment option. This was not a good time to see this post.

 

[MrDudeMan]

just dont pay them back. cut it off from your bank account.

 

[KarenMarie]

the credit card company is not just gonna give her the money back... she must PROVE that she was wronged. And if you have the auction description and proof of delivery... she is SOL. let her fight it. screw her.

 

[DainBramaged]

Seriously, get all of your money out of your bank account before they charge it.

 

[EKKC]

i hope they dont have your SS#.
i was stupid. i gave them mine. luckily i havent been dealing with any bastids or bvtches

 

[Sex Smurf]

damn, it's been a crappy couple of days for you. :beer:

 

[Wallydraigle]

Sounds like she needs a size 13 to the teeth.

 

[nutxo]

I had an idiot here complain to paypal about an fx51 ( rigth after it came out) cpu. Said I promised 2nd day air, that was a flat out lie . Paypal froze my account. I had a tracking number and the site said they attempted delivery and no one was home.

I posted in fs/ft and everyone hammered the guy.

paypal fixed it I got really lucky.

Now I still dont trust paypal.

 

[DeviousTrap]

Originally posted by: KarenMarie
the credit card company is not just gonna give her the money back... she must PROVE that she was wronged. And if you have the auction description and proof of delivery... she is SOL. let her fight it. screw her.

It is really hard to fight something like this with Paypal. If he had a merchant account then he could argue directly with the credit card companies, but relaying this to paypal and having them argue on his behalf is hard. All that is he doing is basically "borrowing" paypal's merchant account to process the credit card, so it's up to paypal whether to fight or not.

OP > I'm confused about options 1 and 2 ... if she sends you back the correct card, how would you be taking a hit? Wouldn't it just basically be like issuing a refund on the transaction?

 

[Raduque]

I would call the bank and tell them ANY and ALL charges from Paypal aren't authorized. Tell them you don't have an account, and you think somebody is using paypal's name to scam you. Paypal should have no recourse if the bank refuses them.

 

[Safeway]

Fvck PayPal.

 

[CRXican]

take the card back and give her the money back

sell the card to someone else

 

[rudeguy]

Originally posted by: CRXican
take the card back and give her the money back

sell the card to someone else

this whole thing happenned 3 months ago. 6800's are a dime a dozen now.

 

[Raduque]

They may be a dime a dozen now, but you can still get $300 for them. I won't pay it, but somebody will.

 

[Tylanner]

I've been shafted by Paypal a few times... Buyer Protection pfft

 

[feelingshorter]

i hate stupid people...

 

[mobobuff]

I've learned to stop doing business with computer parts with women, it never has a good ending.

 

[iversonyin]

1) transfer every dime out of paypal account
2) cut off bank account with paypal
3) leave for Canada

 

[imported_Kensai]

C. Move to Canada and learn to speak French.

P.S. Quebec chicks are hot.

 

[jpeyton]

PayPal sucks, PERIOD. I rant in every one of these threads in hopes of opening your eyes to the risks of using their service.

The bottom line is their Buyer Protection Policy is a HUGE loophole for scammers. If a person is dishonest, you simply cannot be protected from losing your money. If the scammer doesn't win the PayPal dispute, they can easily call up their CC company and file a chargeback...PayPal will NOT fight this chargeback for you, so your money is gone.

If you withdraw your money before the chargeback and have a negative balance, FORGET about using their service ever again. If you open another account, it will be suspended, and they will likely reverse any transactions you did so the money can be tied up in the new account indefinitely.

They have ZERO accountability. They can suspend or limit your PayPal account with a simple generic e-mail claiming "suspicious activity" in your account, and keep it locked for up to 6 months with no legitimacy.

If you are a casual seller, PayPal might be the only option for you. But if you do bigger transactions, do business using a non-refundable method like BidPay, cashiers check, money order, or a merchant account, is the best way to protect yourself.

Option B is the best.

PayPal cannot touch your bank account; this is a change in their policy since the class-action settlement. Don't worry about that.

They will send you e-mail notices to return your account balance to zero. Ignore and delete them.

If they ever send you any snail mail regarding this dispute, come back and I'll give you some more good advice.

 

[Rufio]

jpeyton
i got scammed for $300.

the buyer on ebay stated taht i did not send him the item but i did.

i sent paypal all the info they wnated but they still locked me out

i get mail notices from them from a collection agency..please help.

 

[Juno]

rudeguy, a lesson to learn, never deal with women unless they are computer gurus.

 

[jpeyton]

Originally posted by: Rufio
jpeyton
i got scammed for $300.

the buyer on ebay stated taht i did not send him the item but i did.

i sent paypal all the info they wnated but they still locked me out

i get mail notices from them from a collection agency..please help.

Nice parody.

 

[bernse]

Originally posted by: Kensai
C. Move to Canada and learn to speak French.

P.S. Quebec chicks are hot.

But many are bitches.

Alberta chicks are hot and dirty. Me know.