Hypothetical: What if everyone knew the total cost of the medical care they would need in their lifetime?

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Arkaign

Lifer
Oct 27, 2006
20,736
1,377
126
Originally posted by: Vic
Originally posted by: Arkaign
Originally posted by: BoberFett
Who hacked Infohawk's account?

Lol, yeah no shite. Would be funny to see him if he has, perhaps a daughter .. maybe she has leukemia and needs years of bone marrow transplants, radiation therapy, constant care, specialized medication, etc.

Sorry sir, you probably won't be able to pay the estimated $25 million in care over the course of your remaining life, so we're letting nature take its course, she'll be dead in 3 months. Now get your deadbeat broke carcass the f&ck out of our hospital, thank you very much.

Infohawk's attitude is one of absolute selfishness, that borders on pure hate. What value does money possess when measured against life? I guess in his view, money is worth more than anything else. Typical.

I'm confused about your ideals of selfishness and selflessness. Being willing to sacrifice your own health or that of your family for the financial well-being of another is selfish, while insisting that others pay for your healthcare is selfless?

Financial well-being will always rate lower than your health, as far as I'm concerned. I am not hypocritical in this regard. Ideals that revolve around 'if you aren't rich, go ahead and die' make me sick.

But that's just me.

 

Arkaign

Lifer
Oct 27, 2006
20,736
1,377
126
Originally posted by: BoberFett
Arkaign, you're no better. It's typical that people like you start throwing around words like "hate." Rile people up on emotional arguments, let's throw all logic right out the window. :roll:

There is something between absolute compassion and absolute logic. The majority of the health care spending for most people (i.e., those who don't have life threatening diseases early on) is at the end of life. Using only emotion is what leads us as a society to spend tens or hundreds of thousands of dollars to keep people alive - only through being hooked up to 18 different machines - for the last two weeks of their life. What happened to dying with dignity? How about we spend that money on the little girl with leukemia instead? Or would that be "hateful" to old people?

As it is, we get the worst of both kinds of thought. We logically deny health insurance to those with pre-existing conditions, and then compassionately spend trillions on medicare/medicaid to keep old people "alive" for an extra month.

I agree with most of what you say here, and acknowledge that I get carried away with my responses from time to time. I'm a fairly intense person.

There is no pure logic that can be applied here. I do believe that great efforts should be made to keep people alive, and particularly the young. I do acknowledge the problem of the elderly who are very expensive to keep alive, but I have no quick answer to that. Possibly there could be a review of the prognosis for long-term survival, and if the percentage is less than a couple of percent, the patient could be moved into stages that focus on managing pain, and less on artificial organ-duty replacement.

What got me hot was the callous defense of money without regard to human life, even children with illnesses that are fabulously expensive to treat. No qualification was given on this issue. Not to mention that in recording the results of treatment given to complex cases like these, much is learned for future use. More efficient treatment in the future = less expensive for many reasons.
 

Vic

Elite Member
Jun 12, 2001
50,422
14,333
136
Originally posted by: Arkaign
Originally posted by: Vic
Originally posted by: Arkaign
Originally posted by: BoberFett
Who hacked Infohawk's account?

Lol, yeah no shite. Would be funny to see him if he has, perhaps a daughter .. maybe she has leukemia and needs years of bone marrow transplants, radiation therapy, constant care, specialized medication, etc.

Sorry sir, you probably won't be able to pay the estimated $25 million in care over the course of your remaining life, so we're letting nature take its course, she'll be dead in 3 months. Now get your deadbeat broke carcass the f&ck out of our hospital, thank you very much.

Infohawk's attitude is one of absolute selfishness, that borders on pure hate. What value does money possess when measured against life? I guess in his view, money is worth more than anything else. Typical.

I'm confused about your ideals of selfishness and selflessness. Being willing to sacrifice your own health or that of your family for the financial well-being of another is selfish, while insisting that others pay for your healthcare is selfless?
Financial well-being will always rate lower than your health, as far as I'm concerned. I am not hypocritical in this regard. Ideals that revolve around 'if you aren't rich, go ahead and die' make me sick.

But that's just me.
Be that as it may, I don't see why healthy poor people should be kept poor simply because there are unhealthy poor people. Do you see my point?
 

ntdz

Diamond Member
Aug 5, 2004
6,989
0
0
Originally posted by: miketheidiot
Originally posted by: ntdz
Originally posted by: blackllotus
Originally posted by: Infohawk
I would like to see a system where people pay their own way.

That discriminates against the poor.

That's a typical communist response.

How?

It's the opposite of capitalism? I'm referring to the concept of communism, not the implementation we've seen around the world.
 

Arkaign

Lifer
Oct 27, 2006
20,736
1,377
126
Originally posted by: Vic
Originally posted by: Arkaign
Originally posted by: Vic
Originally posted by: Arkaign
Originally posted by: BoberFett
Who hacked Infohawk's account?

Lol, yeah no shite. Would be funny to see him if he has, perhaps a daughter .. maybe she has leukemia and needs years of bone marrow transplants, radiation therapy, constant care, specialized medication, etc.

Sorry sir, you probably won't be able to pay the estimated $25 million in care over the course of your remaining life, so we're letting nature take its course, she'll be dead in 3 months. Now get your deadbeat broke carcass the f&ck out of our hospital, thank you very much.

Infohawk's attitude is one of absolute selfishness, that borders on pure hate. What value does money possess when measured against life? I guess in his view, money is worth more than anything else. Typical.

I'm confused about your ideals of selfishness and selflessness. Being willing to sacrifice your own health or that of your family for the financial well-being of another is selfish, while insisting that others pay for your healthcare is selfless?
Financial well-being will always rate lower than your health, as far as I'm concerned. I am not hypocritical in this regard. Ideals that revolve around 'if you aren't rich, go ahead and die' make me sick.

But that's just me.
Be that as it may, I don't see why healthy poor people should be kept poor simply because there are unhealthy poor people. Do you see my point?

I do, but I also think that there is enough wealth in this nation to balance it somewhat. It makes me uncomfortable supporting somewhat socialist stands on something, as I don't agree with much general welfare beyond small and short-term help.

Btw, I do support a graded tax scale because of these issues. I think that beyond a point (maybe 50x the average income?), that wealth accumulation becomes degrading to the national interest.

I don't agree in a fully socialized system however, and I do think that we should allow the rich to pay for specialized care.

It's very complicated, so I am willing to yield based on additional experience and information, but my general perspectives are pretty firm (ie; life > money).
 

Vic

Elite Member
Jun 12, 2001
50,422
14,333
136
Originally posted by: Arkaign
Originally posted by: Vic
Originally posted by: Arkaign
Originally posted by: Vic
Originally posted by: Arkaign
Originally posted by: BoberFett
Who hacked Infohawk's account?

Lol, yeah no shite. Would be funny to see him if he has, perhaps a daughter .. maybe she has leukemia and needs years of bone marrow transplants, radiation therapy, constant care, specialized medication, etc.

Sorry sir, you probably won't be able to pay the estimated $25 million in care over the course of your remaining life, so we're letting nature take its course, she'll be dead in 3 months. Now get your deadbeat broke carcass the f&ck out of our hospital, thank you very much.

Infohawk's attitude is one of absolute selfishness, that borders on pure hate. What value does money possess when measured against life? I guess in his view, money is worth more than anything else. Typical.

I'm confused about your ideals of selfishness and selflessness. Being willing to sacrifice your own health or that of your family for the financial well-being of another is selfish, while insisting that others pay for your healthcare is selfless?
Financial well-being will always rate lower than your health, as far as I'm concerned. I am not hypocritical in this regard. Ideals that revolve around 'if you aren't rich, go ahead and die' make me sick.

But that's just me.
Be that as it may, I don't see why healthy poor people should be kept poor simply because there are unhealthy poor people. Do you see my point?

I do, but I also think that there is enough wealth in this nation to balance it somewhat. It makes me uncomfortable supporting somewhat socialist stands on something, as I don't agree with much general welfare beyond small and short-term help.

Btw, I do support a graded tax scale because of these issues. I think that beyond a point (maybe 50x the average income?), that wealth accumulation becomes degrading to the national interest.

I don't agree in a fully socialized system however, and I do think that we should allow the rich to pay for specialized care.

It's very complicated, so I am willing to yield based on additional experience and information, but my general perspectives are pretty firm (ie; life > money).

Ok, that's fine. Of course, life > money. I don't think anyone disagrees with that, except that you could easily (and rightly IMO) be accused of trying to grab the moral high ground with a simplistic outlook on a complex issue (i.e., "think of the children!")

However, don't you think you ought to rethink your statement of "Infohawk's attitude is one of absolute selfishness, that borders on pure hate. "??
 

BaliBabyDoc

Lifer
Jan 20, 2001
10,737
0
0
I find it fascinating that people continue to think healthcare is just another commodity like phone service or cable.

For instance, the single greatest public health initiative ever was sanitation . . . in essence effective garbage disposal and keeping regular and human waste out of the water supply (potable water).

A distant yet far from insignificant second is uinversal vaccination.

Universal vaccination provides tremendous benefits to a society. It makes sense to vaccinate everyone against communicable diseases. We've got an extensive kiddie battery but due to lame arse administrations/Congresses we've never gotten around to universal flu vaccination . . . despite the fact that 30k will die, hundreds of thousands of hospitalizations, a huge healthcare tab, and loss of productivity EVERY year.

HPV is the tip of the iceberg. There will be more vaccines over the coming decades for obesity, diabetes, infectious diseases (HIV hopefully), and possibly even smoking or alcoholism. Only the most moronic of societies would put itself at a competitive advantage to the rest of the developed world by failing to provide basic healthcare.

Now from a 'personal accountability' perspective . . . that gets kind of tricky. Tax deductions or credits for 'healthy' lifestyle behaviors?

Now just because 'health maintenance' is a collective good doesn't mean that certain aspects of healthcare cannot remain primarily 'consumer-driven' and 'consumer-responsible.' Cosmetic procedures, sexual health augmentation, conception/birth control, fertility procedures, etc should be the responsibility of individuals not the state. Granted, most of these drugs/procedures are not covered by typical insurance policies now. The future likely holds even more of these 'lifestyle augmentation' products/procedures.
 

Seekermeister

Golden Member
Oct 3, 2006
1,971
0
0
The question is not whether a person can obtain medical care, but what the quality of that care is. I'm obtaining mine from the VA, which is probably like what would be available to others under a national health care system. I can assure you that the care that the VA provides is minimal, and too often not even applicable to the problems that a person may have. Obviously, if the medical community was force to serve everyone equally, the care given would be equally bad. But, it would not hurt the doctors, etc. financially, because they would make more than ever from the tax supported system.

When considering this question, one should look to how it would apply to all other human needs. Everybody needs food, shelter and clothing as much as they do medical care. Should we then have a national system to provide these for everyone...equally? At this time, anyone that requires emergency medical service is given the treatment that they need, so a national system would only result in a higher tax rate that nobody could really afford.
 

Aisengard

Golden Member
Feb 25, 2005
1,558
0
76
Um, if everyone knew the total cost, then there would be no health insurance, one of the main facets of health care today. The world would be a completely different place, which is not comparable to this world in the least.

This is a really stupid question.
 

sandorski

No Lifer
Oct 10, 1999
70,213
5,794
126
It would do no good. Certainly a few might be able to benefit, the Healthy, but most people would not be able to plan their futures to pay for the Costs, because they'd end up being discriminated against and refused Employment for better paying positions due to Sick Time. This also only applies to Hereditary Diseases and makes no concessions for Accidents or other Diseases that are not Hereditary in nature. Just one event can throw decades of planning out the window.

Besides, if it was as simple as simply choosing your future to create the Wealth you wanted(in this case needed) everyone would already be doing it. Unfortunetly the system is structured in such a way that everyone can't just be what they want to be. The reasons are numerous:

1) only so many people are needed for various High Paying tasks
2) only so many people can afford the Education for those tasks
3) only certain people are capable of those tasks
4) even the Healthy want to do those tasks(unless you are going to give the future Unhealthy first dibs on those tasks)
5) even if the Future Unhealthy acheive a High Paying task, they still may not have enough time available to save enough money to actually pay the Cost for Treatment

Society would have to be restructured completely in order to function in this way. The Healthy would feel discriminated against and the focus of the members of Society would be skewed in such a way that Wealth Creation would be stifled in favour of Savings. No, everyone paying into a system to cover the Cost of certain Others with Health issues is the best way to deal with Healthcare. It allows everyone to live their lives however they choose and without a Monkey on their back. Free to pursue Wealth, Free to start a Business, Free to enjoy Life with minimum worry.
 

Infohawk

Lifer
Jan 12, 2002
17,844
1
0
I have to admit part of me is playing devil's advocate, but I have a question for those of you that think a collective system is better. What if a parent knows their child would need millions of dollars worth of treatment, but still decided to give birth to the baby? Imagine know if this same parent wants to have five such children, because, after all, she lovers her children and others pay for it. Would you really just look the other way and fork out the money?

A lot of people seem to think we can cure everyone by just sharing. Economic choices are being made every day, including in our own system and people are dying all around the world because of it. We could save hundreds of thousands of lives by spending more on certain kind of foreign aid if you believe sharing is the solution. Of course, most people aren't outraged that tax money is being spent on roads, tanks and art subsidies instead of saving a child's life in Africa. If you think my original position was callous, look closer at the current situation and you will see that this attitude rules today and that, except for a few conscientious people, you aren't really that worried about it.

Fact is, we could spend the entire world GDP on medicine, and people would still die. You have to make an economic choice at some point. I hope people will see the real question is where to draw the line and not whether we have to draw a line or not. We cannot wish away the choice between economics and death.
 

sandorski

No Lifer
Oct 10, 1999
70,213
5,794
126
Originally posted by: Infohawk
I have to admit part of me is playing devil's advocate, but I have a question for those of you that think a collective system is better. What if a parent knows their child would need millions of dollars worth of treatment, but still decided to give birth to the baby? Imagine know if this same parent wants to have five such children, because, after all, she lovers her children and others pay for it. Would you really just look the other way and fork out the money?

A lot of people seem to think we can cure everyone by just sharing. Economic choices are being made every day, including in our own system and people are dying all around the world because of it. We could save hundreds of thousands of lives by spending more on certain kind of foreign aid if you believe sharing is the solution. Of course, most people aren't outraged that tax money is being spent on roads, tanks and art subsidies instead of saving a child's life in Africa. If you think my original position was callous, look closer at the current situation and you will see that this attitude rules today and that, except for a few conscientious people, you aren't really that worried about it.

Fact is, we could spend the entire world GDP on medicine, and people would still die. You have to make an economic choice at some point. I hope people will see the real question is where to draw the line and not whether we have to draw a line or not. We cannot wish away the choice between economics and death.

Of course, there isn't a Cure for everything and everbody can't be cured, but many can be made pproductive members of society with treatment. Sharing the cost amongst all works and makes sense because it decreases the costs for those who need it while providing a safety net for those who may need it.
 

Siddhartha

Lifer
Oct 17, 1999
12,505
3
81
Originally posted by: Infohawk
Right now, insurance should work something like this: Nobody really knows exactly what medical problems they will run into in their lifetime. They pay a premium for insurance. Some people get nothing for the premium they pay because they never get sick (and we'll assume they die quickly with no expenses associated with the death). Others get "lucky" in that their premiums amount to much less than the amount of medical care they receive.

What if everyone knew how much medical care they would need in their lifetime because of technology? For example, one person would know that even if they exercised and ate properly, they would need a kidney transplant at the age of 40 and this transplant and medicine would cost $100,000 over the course of their lifetime. Another person would know that he would not get any serious diseases and would not need any medical care during their lifetime.

Would you prefer that each pay $50,000? Would you prefer that the guy who needed the transplant save up and pay his own way? Or something else.

AND OF COURSE this is a hypothetical. Obviously, people can't predict exactly how much medical care they will need. Even a healthy person may break a bone if someone drops something on them from a skyscraper. Nevertheless, assume we could know it for the sake of argument or at least that we could estimate an amount. (With genetic analysis, this is the direction we are going.)

I would like to see a system where people pay their own way.

Another twist on how to reduce taxes.
But are you willing to be on the losing side of this? Are you sure your income will meet your medical costs?

Over 30% of my income taken in taxes. I want it to go to providing good health care to everyone.


 

Red Dawn

Elite Member
Jun 4, 2001
57,529
3
0
Originally posted by: ntdz
Originally posted by: blackllotus
Originally posted by: Infohawk
I would like to see a system where people pay their own way.

That discriminates against the poor.

That's a typical communist response.
Hmm Communism is Atheistic where as helping out the poor sounds more Christian. Was Christ a Commie?

 

3chordcharlie

Diamond Member
Mar 30, 2004
9,859
1
81
Originally posted by: Red Dawn
Originally posted by: ntdz
Originally posted by: blackllotus
Originally posted by: Infohawk
I would like to see a system where people pay their own way.

That discriminates against the poor.

That's a typical communist response.
Hmm Communism is Atheistic were as helping out the poor sounds more Christian. Was Christ a Commie?

He was more communist than free-market capitalist:p

But was in fact neither.
 

BaliBabyDoc

Lifer
Jan 20, 2001
10,737
0
0
Originally posted by: Infohawk
I have to admit part of me is playing devil's advocate, but I have a question for those of you that think a collective system is better. What if a parent knows their child would need millions of dollars worth of treatment, but still decided to give birth to the baby? Imagine know if this same parent wants to have five such children, because, after all, she lovers her children and others pay for it. Would you really just look the other way and fork out the money?

A lot of people seem to think we can cure everyone by just sharing. Economic choices are being made every day, including in our own system and people are dying all around the world because of it. We could save hundreds of thousands of lives by spending more on certain kind of foreign aid if you believe sharing is the solution. Of course, most people aren't outraged that tax money is being spent on roads, tanks and art subsidies instead of saving a child's life in Africa. If you think my original position was callous, look closer at the current situation and you will see that this attitude rules today and that, except for a few conscientious people, you aren't really that worried about it.

Fact is, we could spend the entire world GDP on medicine, and people would still die. You have to make an economic choice at some point. I hope people will see the real question is where to draw the line and not whether we have to draw a line or not. We cannot wish away the choice between economics and death.

Now HERE is something far more practical and actually worthy of discussion . . . how we choose to use limited resources.

Anyone with real experience in our healthcare system is well aware of how wasteful it is. In essence, we expend most of our resources providing care that will benefit the fewest number of people. But it's the nature of the system . . . interventional disease care. Before managed care NO ONE drew the line. All available care was provided as long as someone could pay the bill.

Medicare threw a big monkey wrench in the system b/c all of a sudden there was a 'payer' that didn't just have deep pockets . . . they were infinite. Modern Medicare is a bit more prudent with the exception of the ridiculous drug benefit passed in 2003. A MSM report gave a perfect example the drug Enbrel costs 11k a year in the Medicare program but only 4k if its the VA.

In the grand scheme, the overall choice isn't between health and economics. It's between prudence and profit. Unfortunately, few care about the former and everyone that cares about the latter likes the current system.
 

Zebo

Elite Member
Jul 29, 2001
39,398
19
81
I like the commie approach but way differently than currently implemented.

As it is now, people I call Liabilities, representing about 40% of Americans in our national healthcare system called Medicaid/Medicare, enjoy free heathcare while contibuting nothing and most likly never will.

This system makes no allowance for the working poor/temporaly unemployed etc who do pay taxes most of the time and have furture earnings potential. This sometimes includes students as well. They get sick they are screwed and uninsured/uninsurable. This is the area that needs to be addressed. The so-called 40 million uninsured workers etc...I'd boot the Liabilites above off and pick up Assets like any investment.

 

Zebo

Elite Member
Jul 29, 2001
39,398
19
81
Originally posted by: Seekermeister
The question is not whether a person can obtain medical care, but what the quality of that care is. I'm obtaining mine from the VA, which is probably like what would be available to others under a national health care system. I can assure you that the care that the VA provides is minimal, and too often not even applicable to the problems that a person may have. Obviously, if the medical community was force to serve everyone equally, the care given would be equally bad. But, it would not hurt the doctors, etc. financially, because they would make more than ever from the tax supported system.

When considering this question, one should look to how it would apply to all other human needs. Everybody needs food, shelter and clothing as much as they do medical care. Should we then have a national system to provide these for everyone...equally? At this time, anyone that requires emergency medical service is given the treatment that they need, so a national system would only result in a higher tax rate that nobody could really afford.

I think we do provide those nessesities to peoples. Food definity (food stamps) shelter (section 8), Clothing (welfare) and as you say emergnecy medicine. The real question to my mind is would it be financially beneficial providing basic preventative and early detection care to all instead of just emergency. I don't know the answer but it would seem so based on what socialistic health care counties spend per capita for heath care compared to us, about half. And if it sux and is minimalist like VA well there's always private for those with the money and for those without money, something is better than nothing.

Another thing I don't like about these discussions is why must we assume national health care will result in state owned hospitals and care centers like a VA? Could'nt we cut checks for everyone to private care providers much like Medicare does right now?
 

Agent11

Diamond Member
Jan 22, 2006
3,535
1
0
Originally posted by: BoberFett
Originally posted by: Agent11
This thread makes me sick.

What's the matter? Can't stand it when ideas are discussed? You prefer fascism and groupthink?



No. I find it disgusting that while we are capable of so much as a people there are still those who would argue that it is perfectly acceptable to not give medical care to the ill only because of their finances.

There are two options for society on this issue .. Have everyone pay in for the greater good of all.
Or.
Screw the poor and allow suffering in mass.. not to mention the strain it would put on our society..

Do not think for a second that the poor who you right off so easily would just sit back and watch the rich receive medical care while their children and loved ones die.

I do not know how much you make in a year, although I can guarantee that one major medical condition would wipe you out if you had sole responsibility to pay for it.

Being as you are of the ignorant opinion that you care more about the small amount deducted from your paycheck, I truly hope life sends a wake up call your way one of these days. You need it.

 

BoberFett

Lifer
Oct 9, 1999
37,562
9
81
Originally posted by: Agent11
Originally posted by: BoberFett
Originally posted by: Agent11
This thread makes me sick.

What's the matter? Can't stand it when ideas are discussed? You prefer fascism and groupthink?



No. I find it disgusting that while we are capable of so much as a people there are still those who would argue that it is perfectly acceptable to not give medical care to the ill only because of their finances.

There are two options for society on this issue .. Have everyone pay in for the greater good of all.
Or.
Screw the poor and allow suffering in mass.. not to mention the strain it would put on our society..

Do not think for a second that the poor who you right off so easily would just sit back and watch the rich receive medical care while their children and loved ones die.

I do not know how much you make in a year, although I can guarantee that one major medical condition would wipe you out if you had sole responsibility to pay for it.

Being as you are of the ignorant opinion that you care more about the small amount deducted from your paycheck, I truly hope life sends a wake up call your way one of these days. You need it.
I see, so anybody who disagrees with you makes you sick. So basically, you do hate the free exchange of ideas, and freedom scares you. Gotcha.

Edit: BTW, just out of curiosity, exactly how much in US dollars is saving one life worth. What is the maximum amount you would spend to save one person.
 

Agent11

Diamond Member
Jan 22, 2006
3,535
1
0
No.

You have no idea what freedom is, and your idea of a free exchange of ideas is placating the conscience of other sick people who harbor destructive beliefs that would bring back the gilded age.
If you had your way this country would be a democracy in name only. The rich would be the only ones with medical care and there would be no middle class.
Aristocracy.

You are not worth arguing with, because you do not listen. Hopefully life will teach you exactly how wrong you are, but I am not going to try.
/Have fun this thread can kiss my ass
 

Vic

Elite Member
Jun 12, 2001
50,422
14,333
136
Positive liberty (such as the "right" to healthcare) is inherently authoritarian, which is evidenced by the fact that you equate freedom with restraint, and become offended when others insist on breaking that restraint. Isaiah Berlin said that what makes positive liberty in a social democracy so dangerously authoritarian was that the state, represented by the majority, would force upon the people a certain way of way because the way that it would choose would be considered the only rational choice. Now what if we don't want your way of life? Tough, right? Kindly don't lecture about freedom anymore, ok?