HSBC and ING Direct Fanboys

[Ec0n0metriX]

Capital One, Citi, and Chase are all offering e-savings accounts with 4.5% interest.

Citi.com
Chase.com

 

[ironcrotch]

A little too late to the ball game, they can kiss my azz.

 

[minendo]

The chase one is a CD. Their savings account requires a $25 minimum and is only .45% APR.

 

[mb]

Citi is evil. They will never have my trust.

And if you don't know why: Enron

 

[ghostman]

Originally posted by: supafly
Citi is evil. They will never have my trust.

Care to elaborate? I'd consider opening an online account with them.

EDIT: Oops. A little late.

 

[DaveSimmons]

Ec0n0metriX needs to learn the difference between a savings account and a CD.

Somethin hee didn' no.

 

[ponyo]

I refuse to do business with Citi, Chase, or Capital One.

 

[mwtgg]

Wonder what HSBC's rates are going to drop to after 4/30... 4.80% is pretty damn nice.

 

[ultimatebob]

Yeah... Capital One is crooked. I certainly wouldn't want to trust my money with them.

ING is ticking me off, though! How about a bump to 4% already?

 

[Vic]

Originally posted by: ultimatebob
Yeah... Capital One is crooked. I certainly wouldn't want to trust my money with them.

ING is ticking me off, though! How about a bump to 4% already?

ING's savings rate is 4% now, after the Fed bumped rates this past week. Their CD rates are 4.85%.

 

[spidey07]

Metlife has been offering 4.5 and higher money market accounts for quite sometime.

pretty decent.

 

[IronWing]

Originally posted by: Naustica
I refuse to do business with Citi, Chase, or Capital One.

You will be assimulated. I'm with Chase since Chase bought the bank that bought the bank where I had an account. Never dealt with Citi or Capital One other than throwing away all those Capital One CC offers. I haven't had any problems with Chase yet.

 

[deejayshakur]

Originally posted by: supafly
Citi is evil. They will never have my trust.

And if you don't know why: Enron

so what's a good alternative to the citi dividend platinum card? my amex blue has limited acceptance and i'm not into point rewards.

 

[Alkesh]

Originally posted by: deejayshakur

Originally posted by: supafly
Citi is evil. They will never have my trust.

And if you don't know why: Enron

so what's a good alternative to the citi dividend platinum card? my amex blue has limited acceptance and i'm not into point rewards.

Chase RewardsPlus or (cashplus)

same stuff as the City 5%back on gas groceries and drug stores 1% everywhere else

 

[JS80]

buying GOOG today would have yielded 8% in 1 day (~3000% annualized).

 

[Pepsi90919]

no they're not

 

[Schfifty Five]

I think citi savings account requires you to have a regular checking acct with them which does have fees unless you do like Direct Deposit or pay two bills...

 

[Apex]

Originally posted by: Alkesh

Originally posted by: deejayshakur

Originally posted by: supafly
Citi is evil. They will never have my trust.

And if you don't know why: Enron

so what's a good alternative to the citi dividend platinum card? my amex blue has limited acceptance and i'm not into point rewards.

Chase RewardsPlus or (cashplus)

same stuff as the City 5%back on gas groceries and drug stores 1% everywhere else

It all depends on how much you spend per year. The Chase is great. AMEX makes a very good one if you spend more money.

 

[CalvinHobbes]

I opened a Capital One savings account, I have no complaints.

 

[Engineer]

Originally posted by: Vic

Originally posted by: ultimatebob
Yeah... Capital One is crooked. I certainly wouldn't want to trust my money with them.

ING is ticking me off, though! How about a bump to 4% already?

ING's savings rate is 4% now, after the Fed bumped rates this past week. Their CD rates are 4.85%.

I opened a CD for my daughter for one year with ING at 5.0%. This was about 3 weeks ago.

Short term (6 month) treasury bills are at 5% and have the advantage of ZERO state/local taxes on the earnings! (see www.treasurydirect.gov for details).

 

[PhoenixOrion]

<-------the only EmigrantDirect fanboi here?

 

[compuwiz1]

I've found that keeping all my money in the mafia is the best investment, but early withdrawls can be pretty risky. 😉

 

[dandruff]

Originally posted by: JS80
buying GOOG today would have yielded 8% in 1 day (~3000% annualized).

well u can still buy goog tomorrow ... i would stay away for the 1st hour - if its still going up - then its going even higher ... 500ish

 

[thomsbrain]

capital one is 4.25, not 4.5. i have an account there. their interface is the absolute worst i have ever seen. to make a simple transfer in or out, you have to click on options not at all related to transfering, which opens a new window with a completely different set of options... ugh. it's butt ugly, too.

also, they now call it a money market account. but it's the same thing.

 

[Svnla]

Originally posted by: Engineer
I opened a CD for my daughter for one year with ING at 5.0%. This was about 3 weeks ago.

Short term (6 month) treasury bills are at 5% and have the advantage of ZERO state/local taxes on the earnings! (see www.treasurydirect.gov for details).

Great, thanks for the reminder. I used to have treasury bills a few years ago. 6 months with 5% and no local taxes are not bad at all. Time to move more of my money from brick and mortar bank to the HSBC and Treasury direct.