How would you invest $20,000-$30,000?

jpeyton

Moderator in SFF, Notebooks, Pre-Built/Barebones
Moderator
Aug 23, 2003
25,375
142
116
Convert it to Euros.
 

everman

Lifer
Nov 5, 2002
11,288
1
0
It depends on what I want to do with it in the future. If you really want an answer, you need to define what you want specifically.
 

alrocky

Golden Member
Jan 22, 2001
1,771
0
0
Originally posted by: b0mbrman
How would I?

$20k
$10k US, $10k Int'l

$30k
$10k US, $10k Int'l, $10k Small Value

$10K Vanguard Total Stock Market Index Fund Investor Shares (VTSMX)

$10K Vanguard Total International Stock Index Fund (VGTSX)

$10K Vanguard Small-Cap Value Index Fund (VISVX)
or ... Vanguard Tax-Managed Small Cap Ret (VTMSX)

an extra $5K in tax deffered
$ 5K Vanguard REIT Index Fund Investor Shares (VGSIX)


 

AgaBoogaBoo

Lifer
Feb 16, 2003
26,108
5
81
It depends a lot on your situation obviously... that's a decent chunk that could be put towards some kind of property that you could potentially lease/rent out
 

AgentJean

Banned
Jun 7, 2006
1,280
0
0
Originally posted by: her209
50% in high-yield CD
25% in mutual funds
25% in stocks

Your better off sticking that into a high-yield savings account like HSBC or Citibank.
I don't know many CDs offering 5% or more.
 

wasssup

Diamond Member
Nov 28, 2000
3,142
0
0
Originally posted by: AgentJean
Originally posted by: her209
50% in high-yield CD
25% in mutual funds
25% in stocks

Your better off sticking that into a high-yield savings account like HSBC or Citibank.
I don't know many CDs offering 5% or more.

This is what i'm doing with my money...
 

chuckywang

Lifer
Jan 12, 2004
20,133
1
0
Originally posted by: AgentJean
Originally posted by: her209
50% in high-yield CD
25% in mutual funds
25% in stocks

Your better off sticking that into a high-yield savings account like HSBC or Citibank.
I don't know many CDs offering 5% or more.

Countrywide 3-month CD is at 5.37% APY.
 

Rudee

Lifer
Apr 23, 2000
11,218
2
76
Get a bank loan and buy a "fixer-upper" house. Use the $20-$30k to re-finish the home and flip it for a 100% profit in under 30 days.