Verified is not everything!! 
You MUST give Paypal a bank account number (and free access to it for them!!!) in order to get "verified." 
I think that's a big, stinking crock of bullshit.
I am not verified and i have very few positive feedbacks on EBay. (NO negatives though!)  And I'm 100% reliable and on the up and up.    It's all about "gut feeling." Nobody is infallible; but I trust my gut feeling about sellers/people.