BIOS update maybe?
Or in the BIOS, in the PCI or PnP setup section, look for something like reset ESCD, or Reset Device Configuration - do this when the USB card is in the PC. This might jostle the IRQ's around a little so that everything settles. Fair warning on this though - depending on what version of Windows you have, there might be some "new devices" detected. Win98 would freak out and reinstall just about every piece of hardware if I changed IRQ's. WinXP...well, WinXP does all its own IRQ adjustments, and they seem to work, at least for me. I've used WinXP only on newer hardware though (KT133A chipset and faster ones.) I've got IRQ's used up to 22 on my system now - that's something else you get with newer motherboards, more IRQ's, or something that makes Windows think there's more IRQ's, I don't remember exactly.
Speaking of which, maybe it's time for a new motherboard for you maybe? You'd need a new modem though, there are only a few special motherboards anymore with ISA slots.