How old do u have to be for the "Inexperienced Driver" to end on your insurance...

[imthebadguy]

Youre labeled and charged at the "Inexperienced Driver" Rate till what age?

 

[Martin]

Here its 25. I think the rate halves after that.

 

[Ryan]

Funny thing is - I've driven over 100k miles and I'm 20 - I'd say I'm pretty experienced - never had and accident and never had a ticket. Damned insurance statistics, and damn all you idiot male drivers who have gotten tickets and have gotten in accidents :|

 

[imthebadguy]

Originally posted by: rbloedow
Funny thing is - I've driven over 100k miles and I'm 20 - I'd say I'm pretty experienced - never had and accident and never had a ticket. Damned insurance statistics, and damn all you idiot male drivers who have gotten tickets and have gotten in accidents :|

yeah same here, im 19, never got into any trouble.....100k+ miles

 

[amol]

Originally posted by: rbloedow
Funny thing is - I've driven over 100k miles and I'm 20 - I'd say I'm pretty experienced - never had and accident and never had a ticket. Damned insurance statistics, and damn all you idiot male drivers who have gotten tickets and have gotten in accidents :|

No one wants to get near your Scion, that's why

 

[Ryan]

Originally posted by: Amol

Originally posted by: rbloedow
Funny thing is - I've driven over 100k miles and I'm 20 - I'd say I'm pretty experienced - never had and accident and never had a ticket. Damned insurance statistics, and damn all you idiot male drivers who have gotten tickets and have gotten in accidents :|

No one wants to get near your Scion, that's why

Good

 

[Malak]

Originally posted by: Martin
Here its 25. I think the rate halves after that.

If it really does halve, I'm going to be pretty happy.

 

[aplefka]

Originally posted by: rbloedow

Originally posted by: Amol

Originally posted by: rbloedow
Funny thing is - I've driven over 100k miles and I'm 20 - I'd say I'm pretty experienced - never had and accident and never had a ticket. Damned insurance statistics, and damn all you idiot male drivers who have gotten tickets and have gotten in accidents :|

No one wants to get near your Scion, that's why

Good

What's the update on the damage? What'd the appt manager say?

 

[Ryan]

Originally posted by: aplefka

Originally posted by: rbloedow

Originally posted by: Amol

Originally posted by: rbloedow
Funny thing is - I've driven over 100k miles and I'm 20 - I'd say I'm pretty experienced - never had and accident and never had a ticket. Damned insurance statistics, and damn all you idiot male drivers who have gotten tickets and have gotten in accidents :|

No one wants to get near your Scion, that's why

Good

What's the update on the damage? What'd the appt manager say?

They're gonna pay for it - and the damage is over 1k (at least, all three of the estimates I got said that). But, they're totally apologetic about it, so I'm glad

 

[Colt45]

No Idea. It's the same rates here, if you're 16 or if you're 73, or somewhere inbetween

 

[shortylickens]

It isnt based on the state so much as the individual insurance companies policy.
Many dont have a set age just so long as you've been driving a certain number of years. Assuming you started at 16, they would all be similar.

 

[Zee]

in NY it's no longer 25. It's 28 or 29 or something. Call your insurance company.

 

[GeekDrew]

Originally posted by: shortylickens
It isnt based on the state so much as the individual insurance companies policy.
Many dont have a set age just so long as you've been driving a certain number of years. Assuming you started at 16, they would all be similar.

I was wondering what this 'inexperienced driver' stuff was about... :-

I've got insurance through Nationwide, live in Ohio... I'm 20, and have driven a *lot*... probably over 100k miles if I were to add it up...

Of course, my agent knows that I have been driving farm machinery and automobiles since I was very, very young... maybe he took care of the 'inexperienced driver' crap?

 

[otispunkmeyer]

21 here

 

[DivideBYZero]

Originally posted by: otispunkmeyer
21 here

Really depends on what you drive. It costs a packet to insure my Impreza until you are over 30 in most cases.

 

[Howard]

Originally posted by: rbloedow
Funny thing is - I've driven over 100k miles and I'm 20 - I'd say I'm pretty experienced - never had and accident and never had a ticket. Damned insurance statistics, and damn all you idiot male drivers who have gotten tickets and have gotten in accidents :|

Blame J0hnny.

 

[xospec1alk]

Originally posted by: Howard

Originally posted by: rbloedow
Funny thing is - I've driven over 100k miles and I'm 20 - I'd say I'm pretty experienced - never had and accident and never had a ticket. Damned insurance statistics, and damn all you idiot male drivers who have gotten tickets and have gotten in accidents :|

Blame J0hnny.

what did j0hnny do?

 

[J0hnny]

LOL, Howard is referring to my aggressive driving posts.

Hey, been driving since I was 18 and still haven't had an accident. Never changed the way I drive and there have been some pretty close calls, but I come out on top!

*knocks on wood*

 

[StageLeft]

It lowers at maybe 18, then at 21, then a big dump at 25, but definitely doesn't halve at any of those markers.

Actually, Johnny, it is people like you. You've not had an accident yet, but keep up your road-battle mentality and you will. It was also people like me and my friends, who were maniacs, and all got in accidents within a year of getting our licenses. There is a damn good reason teenagers pay through the nose on insurance.