How old are you? What kind of car do you drive? and what is your monthly or semi annual insurance payment?

[thereds]

23
2001 VW Passat
160/month

ouch.

you?

 

[pdo]

29
97 Grand Cherokee
$50/month

 

[bunker]

28

2000 Ford Ranger 4x4
2001 Ford Focus SE

$180/month

 

[vi edit]

Age: 23
Car: '95 VW GTi VR6
Premium(full coverage): $370/yr - $31/mth
Provider: Allstate
Location: Iowa

(includes multi-vehicle discount and 15% homeowner discount)

 

[thereds]

Whats a homeowner discount?

You own your house therefore you get a discount?

Correct?

 

[Viper GTS]

What I DID drive until I elked it:

1989 Honda Accord
$1,200 every six months for liability only

One at fault wreck + one speeding ticket, 19 years old.

Viper GTS

 

[thereds]

Viper, damn, you were getting it hard up the ass.

Holy moly....1200 for only liability.

 

[vi edit]

<< Whats a homeowner discount?

You own your house therefore you get a discount?

Correct? >>



---------------------

Yup And I'm not even married.....yet. I'll be paying a MASSIVE $15 a month for my insurance coverage once I do get married.

 

[iamwiz82]

19
1996 Dodge Neon
AAA
$91 a month, i believe.
Full coverage until next spring, then i kill it and go to liability only.
1 ticket, not on record.

 

[StageLeft]

23
specialize bicycle
Insurance: $0

Yes I suck. I need a damn car.

vi_edit I hope you realize thats a ludicrously low insurance rate. How the hell did you swing it? I have been driving for 7 years with no accidents at all and the best I could find was with geico. An example was $75/month for full coverage on a 2001 daewoo lanos (worth about $9k). And this is with the big marriage discount!

 

[BigSmooth]

I'm 22, almost 23.
I drive a 2000 Nissan Sentra.
I pay $107/month for full coverage through State Farm.
This includes a discount for also having renter's insurance.

My GF is 24, she pays something like $92/month for her 1999 Ford Escort.

We have pretty good coverage though, it would have been somewhat cheaper if we had a higher deductible.

 

[mithrandir2001]

Damn, Viper lives in the boonies, too. $2400/year for liability only is extortion.

vi_edit lives in Iowa. It is not unusual for rates in rural areas to be rock bottom.

Me:
28
2001 Honda Accord
$78/month

 

[Wingznut]

33, married.
'98 Neon sport
'98 Stratus

$85/month, full coverage for both cars.

 

[LordThing]

I'm 25
'99 plymoth breeze 4-door
Monthly insurance $72 in Pa

Thats also including my renter's insurance

 

[vi edit]

Yup, rural Iowa baby!

Some of the lowest insurance premiums in the NATION. I'll also add that I have the second highest medical coverages as well. My premiums are $500 though, which sort of sucks. Taking them down to $250 would double my premiums. I said screw it and stuck with the lower rates.

 

[StageLeft]

I believe I have good medical coverage. It costs me $3.50 cause work pays most of it There, I got ya!

 

[Looney]

25 yrs old
1998 Ford Mustang
$120/mo

 

[hungrypete]

21
94 K5 Blazer Z71
125/mo

 

[shiner]

31
2000 Dodge Durango
$395 every 6 months

 

[LordThing]

Wanna start talking medical coverage, I have Highmark Blue cross/ Blue shield with full medical, dental, vision, prescription for $10/month through work

 

[Tetsuo316]

21 years old
1997 geo prizm (hey, at least it's not a bike @ Skoorb)
$75 a month full

welcome to northern california rates. that's with a good grade discount. only one speeding ticket that is not on record.

 

[vi edit]

When I say medical coverage, I'm talking hospital coverage and medical bills incurred in the event of a car wreck, and specifically for a car wreck.

State minimum req. is 40k/60k (per person/per wreck). I've got 300k/300k coverage. This also covers unisured motorists incase I get wiped out by some fsckwitt without insurance.

My employer only charges me $8 a month for my real health insurance.

 

[stingbandel]

23

1998 Civic LX

140/month

 

[StageLeft]

OK I suck!

Yeah high medical coverage and liability is what its all about.

 

[mithrandir2001]

I carry fairly high liability coverage (100/300/50), but only the state minimum for first-party benefits (5K). My agent told me that if you get into an accident, your health insurance would cover your hospital bills and the auto insurer would only be involved if you didn't have enough health coverage. I get BC/BS Personal Choice at work, so we determined there is no need to buy extra first-party benefit coverage...even at 5K coverage, it's still $70/year.