How much is your credit card limit?

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P

powwka

Banned
Jun 10, 2006
312
0
0
Pick whichever answer is closest to your limit.

I've had my card for about a year but I'm still limited to $500 :(

EDIT: It was the first card I got, right when I turned 18. It was the first one I got in the mail so I signed up. I always make my payments on time, but once I went over the limit by a couple bucks so I got a $29 charge. Does that affect my credit?
Should I just apply for a better card? Rewards, interest and that kind of thing don't matter to me.
 
RossMAN

RossMAN

Grand Nagus
Feb 24, 2000
79,037
444
136
My highest is around $20.000, the others range from $5,000 - $18,000

I've never even come close to charging that. I average around $1300 a month and I charge EVERYTHING.

Even car insurance which earns me 1% rebate, w00t!
 
S

Syringer

Lifer
Aug 2, 2001
19,333
3
71
2500 + 5000 + 4000 + 2500 = $19k

The last two are 0% interest ones that I've pretty much maxed out so far =/
 
T

Tiamat

Lifer
Nov 25, 2003
14,068
5
71
my CC company keeps increasing my limit. Its at 15k now and I would have absolutely no hope of paying off a full balance if it were to happen. Thank god I only use it for singular large purchases which I can pay off in full anyways.
 
jonnyGURU

jonnyGURU

Moderator <BR> Power Supplies
Moderator
Oct 30, 1999
11,815
104
106
About $100K, but I'm an old man that always pays off the bill each month (they always raise the rate hoping you'll charge more than you can pay off.)

Hey.. are you fishing? ;)
 
D

Dacalo

Diamond Member
Mar 31, 2000
8,778
4
76
Citicard - $19,700
Amex - $19,200
Chase - $12,000

EDIT: Paid off every month.
 
Raduque

Raduque

Lifer
Aug 22, 2004
13,140
138
106
However much is in my bank account.

Right now, about $100, and I still have to put gas in the truck. :(
 
Whoozyerdaddy

Whoozyerdaddy

Lifer
Jun 27, 2005
19,216
1
61
I used to have a card with a $26,000 limit. One of many... But that was back in my younger, dumber, pre-bankruptcy days.

 
S

Suspicious-Teach8788

Lifer
Feb 19, 2001
20,155
23
81
Originally posted by: powwka
Pick whichever answer is closest to your limit.

I've had my card for about a year but I'm still limited to $500 :(

EDIT: It was the first card I got, right when I turned 18. It was the first one I got in the mail so I signed up. I always make my payments on time, but once I went over the limit by a couple bucks so I got a $29 charge. Does that affect my credit?
Should I just apply for a better card? Rewards, interest and that kind of thing don't matter to me.
Click to expand...

I went over once by like $2. Stupid b@stards killed me with the charge. I thoguht cards get declined when they hit the stupid limit. Isn't that the point of the limit? Good god.

When I was 18 I got a $600 CC. I outgrew that in about 8 months and I threw it out for Blue Cash by AMEX and a new cashback card from BoA. I was stupid and I realized I was signing up for the wrong cards (thanks to Rossman) and I switched to Citi in about 4 months (Dividend Platinum Select). They gave me a measly $1500 limit despite having 8k each from both my BoA Visa and AMEX (I guess that already gave me 16k so they can't give me much more). Switched to Costco AMEX also.

Now I have:

Costco AMEX: 8k
Dividend Platinum Select: 2.5k
BoA Visa: 9.4k (I don't even touch this card, maybe I Should cancel it, but someone once told me there are places that don't take MC and only Visa? Doubt this is true, and haven't had to run into one of those places yet)

That totals to what.. nearly 20k? 19.5k? Plenty.

BTW, I pay off every month. I'm 20 now, turning 21. Last I checked my credit rating was 747, but that was when I was 19.
 
Shawn

Shawn

Lifer
Apr 20, 2003
32,236
53
91
My MBNA (now Bank of America) AMEX card is $3500 with 11.9% interest and my Capital One one card is $800 with 8.9%.
 
mugs

mugs

Lifer
Apr 29, 2003
48,920
46
91
My highest limit is in the $20k range, and my total is around $100k. I never come near those limits, as I pay my cards off every month.
 
B

blahblah99

Platinum Member
Oct 10, 2000
2,689
0
0
About $44K on one card, and a little over $100K total. All have zero balance, or paid off by due date.
 
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