These threads leave me feeling sad. Not because people bs which is a perfectly valid response to someone asking for info that is none of their beeswax. What saddens me is that respondents tend to suck at math and be rather ignorant of their own financial conditions. "I graduate with a degree in Business Astrology next May and expect to start at $350-450k. Should I pay cash for the Beemer or pay off my student loans first? Also, does anyone know of a low interest card I can roll my CC balance onto? The current balance is like $9000 but I'm paying fifteen bucks extra every month so I should have it paid off by the time I graduate, even sooner if I can get a better rate. Thanks."