How much do you keep in your checking vs. savings account?

[AgentEL]

Originally posted by: GTaudiophile
LOL:

1% checking
99% savings

Same here. However, I plan on moving the majority of the savings into an ING account.

 

[PricklyPete]

I never keep more than $500 in my checking account since it is connected to my check card.

My savings account has all my other money not in investments. I have a second checking account for bills. This checking account is not attached to my check card and just has the money I need to pay my bills monthly.

 

[ATLien247]

I have a hard enough time keeping a positive balance in my checking account, let alone anything above the minimum in my savings account... 🙁

 

[HardcoreRobot]

direct deposit enough into one checking to cover rent
about half the remaining goes into savings (longer term)
the other remaining half goes to checking, but gets cleared out pretty quickly

 

[mrrman]

what are those ??

 

[Ketteringo]

30% checking
70% savings at 0.35%

 

[Anonemous]

Over at FW they were discussing an online bank with 3% savings (no minimum like ING). link

anybody use them?

 

[Jassi]

I have 1500 savings, ~1600 checking. I try to keep a constant amount in savings, currently mulling over putting another 500 in savings.

 

[Blastomyces]

I direct deposit into my checking account, when it hits $4000 I transfer $2000 to my Fidelity mutual funds. I guess I dont really have a savings account per se, but I get a sweet return on my investments (~10-15% year).

 

[MSCoder610]

Anything above a few hundred dollars stays in my savings account.