252 gigs of 450 on my Dreamhost web account.
I uploaded all my pictures, music, and other directories manually using FTP. Took me 6 months, upload speed on Bellsouth is only 50K or less than 1 meg. And the biggest file I can upload is about 200 meg. Anything bigger and the FTP times out. The only thing I can't upload are huge AVI movies shot from the Canon camera, but I've saved them on DVDs.
I've got 10 years of digital pictures, all my music, word documents, quicken data, everything I'd want if the hard drive crashed. I use the web for e-mail, let my ISP store archived messages.