just wondering how much u guys keep in stash when SHTF.
my gf thinks $1000 is too much in cash to have on me.
my gf thinks $1000 is too much in cash to have on me.
how much cash/greenbacks do you keep in emergencies?
- Thread starter gregshin
- Start date
If things go so wrong I can't get money out of the ATM, I don't think money is going to be much use anyway...
What do you anticipate needing $1000 in cash for?
What do you anticipate needing $1000 in cash for?
Capt Caveman
Lifer
- Jan 30, 2005
- 34,547
- 651
- 126
Actually I just thought of something - what if all your assets are frozen and you have to flee the country?
Gregshin is clearly an international fraudster and likely a mafia hitman.
K1052
Elite Member
- Aug 21, 2003
- 46,024
- 32,994
- 136
Originally posted by: Drakkon
I'd really like to hear this situation where SHTF so bad that your CC wont work, ATM's wont work, and you cant wait a day to get to the bank
I mean are we like at the end of days or something here? cause if thats the case I'm just looting...
You lose your wallet/get account frozen and its after banking hours.
I keep a few hundred on hand just in case.
In all honesty 3-4K because I don't like to have to rely on a bank if I have to get chunks of cash quickly or when they're closed.
How often do you randomly need more than $500 in cash and can't wait for the bank to open? With CCs, you don't need to have huge amounts of cash just lying around, and you don't have to worry about not earning interest on your money.
HardcoreRobot
Lifer
- Nov 7, 2000
- 16,404
- 3
- 81
i like to carry ~60, but usually fluctuates 20-200. i usually carry more around now that im not spending a lot of cash for my lunches
It is....but it's your money.
Unless you're looking for dope deals, 2 -3 hundred + CCs will get ya outta just about anything.
GagHalfrunt
Lifer
- Apr 19, 2001
- 25,297
- 2,000
- 126
Originally posted by: Drakkon
I'd really like to hear this situation where SHTF so bad that your CC wont work, ATM's wont work, and you cant wait a day to get to the bank
I mean are we like at the end of days or something here? cause if thats the case I'm just looting...
How about a lost wallet where CCs and ATM card disappear and need to be cancelled?
I keep $500 in cash at home and in my car I keep another $80 in cash and $20 in quarters. I've never needed the home money and likely never will, but it's nice to know it's there. The car money has come in handy several times where I've been weather-stranded, low on cash and nowhere near an ATM.
kranky
Elite Member
- Oct 9, 1999
- 21,014
- 137
- 106
Originally posted by: Drakkon
I'd really like to hear this situation where SHTF so bad that your CC wont work, ATM's wont work, and you cant wait a day to get to the bank
I mean are we like at the end of days or something here? cause if thats the case I'm just looting...
Massive telecom system failure is all it would take. And even though banks would probably be open, would they fork over cash to people if the bank had no way to verify the customer had money in the account? Not that such a thing would last for weeks, but I prefer to have some cash on hand just in case it took a few days.
middlehead
Diamond Member
- Jul 11, 2004
- 4,573
- 2
- 81
I don't intentionally keep any around. I really only take cash out when I go to a bar, then it floats in my wallet til it gets used.
Originally posted by: GagHalfrunt
Originally posted by: Drakkon
I'd really like to hear this situation where SHTF so bad that your CC wont work, ATM's wont work, and you cant wait a day to get to the bank
I mean are we like at the end of days or something here? cause if thats the case I'm just looting...
How about a lost wallet where CCs and ATM card disappear and need to be cancelled?
I keep $500 in cash at home and in my car I keep another $80 in cash and $20 in quarters. I've never needed the home money and likely never will, but it's nice to know it's there. The car money has come in handy several times where I've been weather-stranded, low on cash and nowhere near an ATM.
That's why you never keep ALL your CC/ATM cards in one wallet. I only keep the essential cards in my wallet at any given time. There is nothing wrong with keeping a few hundred bucks for emergency situations where you can't use a CC, but keeping thousands in cash stored under a mattress somewhere seems kinda silly.
Originally posted by: kranky
Originally posted by: Drakkon
I'd really like to hear this situation where SHTF so bad that your CC wont work, ATM's wont work, and you cant wait a day to get to the bank
I mean are we like at the end of days or something here? cause if thats the case I'm just looting...
Massive telecom system failure is all it would take. And even though banks would probably be open, would they fork over cash to people if the bank had no way to verify the customer had money in the account? Not that such a thing would last for weeks, but I prefer to have some cash on hand just in case it took a few days.
Has there ever been a precedent set of this happening? I'm sure they have to have a decent set of backup systems at a bank.
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