I have been using a AT&T Universal visa card for over two years, very wisely. Never had any late payment or overlimit. They gradually lowen the APR from the initial 18.99% to current 8.4%. Does anyone know how low it could go?
You're doing very well with that 8.4%. I called to have mine lowered once and they lowered it to 15.4 % i believe. I might call again and see if they'll lower it once more, 15.4% is a beating!
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