how long is too long to cash a check that u found

[MrDingleDangle]

without the need to go back and ask the person if its ok..

i have a check for $20 that i found that was given to me a month ago...since then the girl moved to hawaii and i have no way to contact her...i would have to email her b/f and then wait to hear back...

its only been a little over a month and its only $20...it should still be cool to cash without going through the hassle of trying to get in contact with her right?...

 

[vi edit]

She moved huh. Chances are she closed the account if it wasn't with a national bank that has a presence in Hawaii.

 

[bunker]

She moved to Hawaii, more than likely closed the account. The check will probably bounce.

 

[bunker]

Nooooooo!!!!! My first double post in the 2 years and 4 months I've been here!!!!

 

[Ynog]

Depends. If the person moved, they may have closed the back account. And you will not be able to get the money.
I would say a month is the longest you should go for a check. If they properly balance there checkbook then she
should think the money is already spent. Plus its only 20 dollars.

But like I said, if she moved and she may have closed her bank account. Then your out of luck.

 

[PlatinumGold]

did you get the "she moved and may have closed her account" idea?

 

[Linflas]

1 month is fine but I would take it to the bank it was written on if possible. Checks go stale after 6 months IIRC from my ancient Principles of Banking class.

 

[MrDingleDangle]

well she was moving to hawaii within 2 weeks of giving me the check, so i doubt she would have given it to me if she was closing the account

 

[Garet Jax]

Originally posted by: MrDingleDangle
well she was moving to hawaii within 2 weeks of giving me the check, so i doubt she would have given it to me if she was closing the account

Maybe that's why she gave you the check. 🙂

 

[RossMAN]

Before cashing it, call or visit the issuing bank to ensure that a STOP PAYMENT hasn't been placed on it.