- Oct 10, 2005
- 1,219
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I'm getting lots of advice on this one from co-workers and other people. Basically I have a *huge* oak tree straddling my property line with my neighbor that has to be removed. It's alive, but showing it's age, and do to some underground erosion is starting to lean. Base of the trunk it at least 5' in diameter, and some the main branches are as big as full grown oaks I see around town. It's a monster that will do serious damage to next door property - ironically little to my own because of the lean.
I've heard things like
- Get about half a dozen estimates from tree removal services, and get the cheapest one, as long as they can provide proof of their insurance.
- Wait till the damn thing falls while neighbors live in fear, and let insurance cover it.
- Ask my insurance company to remove it as a preventitive, because it will be cheaper.
- Advertise locally, and you'll likely find somebody willing to take the sucker down for you just for the wood.
So, if a tree that's on your property falls and annihilates half of the neighbor's house, who's insurance takes care of it and what are the legal ramifications?
I've heard things like
- Get about half a dozen estimates from tree removal services, and get the cheapest one, as long as they can provide proof of their insurance.
- Wait till the damn thing falls while neighbors live in fear, and let insurance cover it.
- Ask my insurance company to remove it as a preventitive, because it will be cheaper.
- Advertise locally, and you'll likely find somebody willing to take the sucker down for you just for the wood.
So, if a tree that's on your property falls and annihilates half of the neighbor's house, who's insurance takes care of it and what are the legal ramifications?